Best PayPay Alternatives in 2026
Updated
20 tools from money transfer apps ranked against PayPay on the same published basis.
- 1PayPay vs Wise
- 2PayPay vs TransferGo
- 3PayPay vs Remitly
- 4PayPay vs Xe Money Transfer
- 5PayPay vs Paysera
- 6PayPay vs WorldRemit
- 7PayPay vs Panda Remit
- 8PayPay vs OFX
- 9PayPay vs CurrencyFair
- 10PayPay vs Xoom
- 11PayPay vs Zelle
- 12PayPay vs Venmo
- 13PayPay vs PicPay
- 14PayPay vs MoneyGram
- 15PayPay vs PhonePe
- 16PayPay vs Eversend
- 17PayPay vs Neteller
- 18PayPay vs Vipps MobilePay
- 19PayPay vs Satispay
- 20PayPay vs Afriex
PayPay alternatives compared
| # | Tool | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | Wise | 8.8 | Free plan | Free | Android, iOS, Web |
| 2 | TransferGo | 8.8 | Free plan | Free | Android, iOS |
| 3 | Remitly | 8.6 | Free plan | Free | Android, iOS |
| 4 | Xe Money Transfer | 8.5 | Free plan | Free | Android, iOS, Web |
| 5 | Paysera | 8.5 | Free plan | Free | Android, API, iOS, Web |
| 6 | WorldRemit | 8.4 | No | — | Android, iOS, Web |
| 7 | Panda Remit | 8.4 | Free plan | A$6.99/mo | Android, iOS, Web |
| 8 | OFX | 8.2 | No | — | Web, iOS, Android |
| 9 | CurrencyFair | 8.1 | No | €3/mo | Android, API, iOS, Web |
| 10 | Xoom | 8.0 | No | — | Android, iOS, Web |
| 11 | Zelle | 8.0 | Free plan | Free | Android, iOS, Web |
| 12 | Venmo | 8.0 | Free plan | Free | Android, iOS, Web |
| 13 | PicPay | 8.0 | Free plan | Free | Android, iOS, Web |
| 14 | MoneyGram | 7.9 | No | — | Android, iOS, Web |
| 15 | PhonePe | 7.9 | Free plan | Free | Android, iOS |
| 16 | Eversend | 7.8 | No | $0.99/mo | Web, iOS, Android |
| 17 | Neteller | 7.8 | Free plan | Free | Android, iOS, Web |
| 18 | Vipps MobilePay | 7.8 | No | — | Android, API, iOS, Web |
| 19 | Satispay | 7.8 | Free plan | €3.99/mo | Web, iOS, Android |
| 20 | Afriex | 7.8 | Free plan | Free | Android, API, iOS |
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Questions about PayPay alternatives
What is the best alternative to PayPay?
Wise, number 1 in money transfer apps with a score of 8.8 out of 10. The others here: TransferGo, Remitly, Xe Money Transfer and 16 more.
What is the best free alternative to PayPay?
Wise is the best-ranked alternative with a free plan. 13 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing.