Skip to content
SPECIFICTION
Get listed

Cash App Taxes

cash.app

Free plan WebiOSAndroidAPI
Visit cash.app
Spec score 9.0 #1 of 27 in Income Tax software

What it is

Cash App Taxes is a self-service service for preparing and filing U.S. federal and state income tax returns. It supports returns involving W-2s, 1099s, investments, self-employment, and side-gig income; state filing is included. The filing workflow provides step-by-step instructions and works on a phone or computer through the web, iOS, or Android. Federal and state filing costs nothing, including when claiming deductions or credits or reporting stock or bitcoin sales. A Cash App account is required to log in. The maker says the service is an authorized IRS e-file provider and describes encryption, taxpayer-information safeguards, and vulnerability assessments. Phone number verification is required, and authenticator-app two-factor authentication is supported. The service does not provide tax or legal advice, tax planning, or audit assistance, and users are responsible for their returns. It offers e-filing for federal returns and most states that permit it; some returns may need to be mailed.

Spec sheet

What it does
Cash App Taxes provides self-preparation and electronic filing for personal federal and state income-tax returns.Read 15 Oct 2026 · taxes.cash.app
Purpose
Cash App Taxes provides self service preparation and filing for federal and state income taxes.Read 8 Oct 2026 · cash.app
Free plan
YesRead 20 Sep 2026 · cash.app
Support
Official terms direct users to the online help center; the service does not provide tax advice.Read 15 Oct 2026 · taxes.cash.app
Account requirement
Users must have a Cash App account and sign in through Cash App single sign-on before accessing Cash App Taxes.Read 15 Oct 2026 · taxes.cash.app
Account verification
Using Cash App Taxes requires phone number verification, and the service supports authenticator-app two-factor authentication.Read 8 Oct 2026 · cash.app
Audit support
NoRead 20 Sep 2026 · cash.app
Cash App account required
Users need to download Cash App to log in, then can file on a phone or computer at cash.app/taxes.Read 8 Oct 2026 · cash.app
Customer complaints
Trustpilot reviews include complaints about frozen funds, account restrictions and difficulty obtaining customer-service resolutions.Read 15 Oct 2026 · trustpilot.com
Data protection
The maker says it uses 128-bit or higher encryption in transit, safeguards for taxpayer information, an on-site security team, and third-party vulnerability assessments.Read 8 Oct 2026 · cash.app
Developer documentation
Cash App publishes developer documentation for Cash App Pay and Afterpay integrations, including API quickstarts for sellers and payment service providers.Read 15 Oct 2026 · developers.cash.app
E-file coverage
The terms say the service offers e-filing for U.S. federal income taxes and most states that permit e-filing; some returns may need to be mailed.Read 8 Oct 2026 · taxes.cash.app
Eligibility
Terms require members to be at least 18, have a valid U.S. Social Security number and file only for themselves.Read 15 Oct 2026 · taxes.cash.app
Federal filing price
Federal tax filing costs $0 regardless of deductions, credits, 1099 income, stock sales or bitcoin sales.Read 15 Oct 2026 · cash.app
Filing volume
The service says it has filed more than 12 million returns without charging users.Read 15 Oct 2026 · cash.app
Filing workflow
Users can file from a phone or computer with step by step instructions.Read 8 Oct 2026 · cash.app
Guarantees
Cash App Taxes advertises accurate-calculation and maximum-refund guarantees, subject to eligibility and exclusions.Read 15 Oct 2026 · cash.app
Guided workflow
The product offers step-by-step instructions and says most people can finish in minutes.Read 15 Oct 2026 · cash.app
Hosting model
Cash App Taxes is accessed through a browser and Cash App mobile applications; the official pages provide no self-hosting option.Read 15 Oct 2026 · cash.app
Investment income
YesRead 20 Sep 2026 · cash.app
IRS authorization
Cash App Taxes identifies itself as an authorized IRS e-file provider that follows IRS security, privacy and business standards.Read 15 Oct 2026 · cash.app
IRS security
Cash App Taxes says it is an authorized IRS e-file provider and complies with IRS security, privacy, and business standards.Read 8 Oct 2026 · cash.app
Limit: manual data entry
Reviewers say brokerage 1099 information and many investment transactions must be entered manually, which is burdensome for active traders.Read 15 Oct 2026 · thecollegeinvestor.com
Limit: professional help
Independent reviews repeatedly say the product lacks access to tax professionals or personalized tax advice.Read 15 Oct 2026 · cnbc.com
Limit: state coverage
ConsumerAffairs says Montana, New Hampshire and Tennessee state returns are not supported.Read 15 Oct 2026 · consumeraffairs.com
Limit: unsupported situations
Reviewers report that multiple-state, part-year, nonresident, foreign-income and prior-year filings are unsupported.Read 15 Oct 2026 · finder.com
Mobile access
web_and_mobileRead 20 Sep 2026 · cash.app
No charge
The maker says federal and state filing is free, including when users claim deductions or credits or have sold stocks or bitcoin.Read 8 Oct 2026 · cash.app
No tax advice or audit service
The terms say Cash App Taxes does not provide tax or legal advice, tax planning, tax structuring, or audit assistance, and users are responsible for their returns.Read 8 Oct 2026 · taxes.cash.app
Notable acquisition
ConsumerAffairs reports that Cash App acquired Credit Karma Tax in 2020 and renamed it Cash App Taxes.Read 15 Oct 2026 · consumeraffairs.com
Ownership and licence
Cash App Taxes states that its software, interfaces and content are owned by Cash App Taxes or licensors, restricts copying and reverse engineering, and does not publish an open-source licence.Read 15 Oct 2026 · taxes.cash.app
Parent company
Cash App Taxes is associated with Block, Inc., formerly Square, Inc., which operates Cash App and other financial products.Read 15 Oct 2026 · sec.gov
Parent company size
LinkedIn lists Block as a public financial-services company with more than 10,001 employees and Oakland, California headquarters information.Read 15 Oct 2026 · linkedin.com
Parent founded
Block, Inc. states in its filings that it was founded in 2009.Read 15 Oct 2026 · sec.gov
Parent headquarters
Block says it uses a distributed work model and does not designate a headquarters; its SEC filing lists Oakland, California as its business address.Read 15 Oct 2026 · sec.gov
Praise: audit support
Reviewers note that every return includes free third-party audit support.Read 15 Oct 2026 · consumeraffairs.com
Praise: ease of use
Reviewers describe the interface and guided process as straightforward for ordinary returns.Read 15 Oct 2026 · smartasset.com
Praise: free coverage
Independent reviewers repeatedly praise the absence of federal and state filing fees, including for many deductions, credits and self-employed situations.Read 15 Oct 2026 · thecollegeinvestor.com
Rating on Apple App Store
4.8 out of 5 from 8.7 million ratings.Read 15 Oct 2026 · apps.apple.com
Rating on G2
4.3 out of 5 from 4 reviews.Read 15 Oct 2026 · g2.com
Rating on Google Play
4.7 out of 5 from 4.34 million reviews.Read 15 Oct 2026 · play.google.com
Rating on Trustpilot
4.5 out of 5 from 27,823 reviews.Read 15 Oct 2026 · trustpilot.com
Refund deposit
The page says users who deposit their refund into Cash App may get it up to five days early, subject to the stated timing caveats.Read 8 Oct 2026 · cash.app
Refund timing
Users depositing refunds into Cash App may receive them up to five days earlier, although the estimate is not guaranteed.Read 15 Oct 2026 · cash.app
Reported outages
StatusGator lists Cash App Taxes incidents lasting 1 hour 45 minutes on January 27, 2026, 2 hours 9 minutes on June 12, 2025, and 5 minutes on May 30, 2025.Read 15 Oct 2026 · statusgator.com
Security controls
The service states that it uses at least 128-bit encryption, safeguards aligned with federal standards, independent vulnerability assessments, phone verification and authenticator-app two-factor authentication.Read 15 Oct 2026 · cash.app
Self-employment support
YesRead 20 Sep 2026 · cash.app
State filing
includedRead 20 Sep 2026 · cash.app
State filing price
State filing is also free, with no paid upgrades or add-ons.Read 15 Oct 2026 · cash.app
Supported income
The official site says it handles W-2s, 1099s, self-employment and small-business income, investments and bitcoin sales.Read 15 Oct 2026 · cash.app
Tax API
The public developer documentation describes payment APIs rather than an API or SDK for preparing or filing Cash App Taxes returns.Read 15 Oct 2026 · developers.cash.app

Plans and prices

Free Free 100% free for federal and state returns Federal tax filing · State tax filing · Self-employment income · Investment income Read 20 Sep 2026 · cash.app
Cash App Taxes Free Federal and state filing One free plan · Cash App account required · U.S. adults with valid SSN · Supported forms only Read 15 Oct 2026 · cash.app

Every Cash App Taxes plan and price →

Strong points and limits

Strong points

  • Federal and state filing is free.
  • Supports W-2s, 1099s, investments, and self-employment.
  • Available on web, iOS, and Android.
  • Supports authenticator-app two-factor authentication.

Limits

  • A Cash App account and phone verification are required.
  • Audit assistance and tax advice are not provided.
  • Some returns may need to be mailed.

Who it suits

It suits filers who want to prepare federal and state returns on a phone or computer, including those with investment or self-employment income. It is not for people seeking tax advice or audit assistance from the service.

Verdict

Cash App Taxes covers federal and state filing, including several income types, at no charge. Check whether your return can be e-filed and whether you need assistance beyond filing before choosing it.

Where Specifiction places it

Alternatives to Cash App TaxesAll alternatives →