Best Money Transfer Apps in 2026

Remitly

Remitly suits people sending money internationally who want to compare the exchange rate, fees, and total cost before sending.

It suits individuals sending money internationally, including people sending to Mainland China.

Wise

Wise suits people sending or receiving money internationally who want to see fees before paying and track transfers.

Paysera

Paysera suits individuals seeking a multi-currency account and payment card alongside savings or investment options.

Ria Money Transfer

Ria suits people sending money internationally who want options such as cash collection, bank deposits, or digital wallets.

TransferGo

TransferGo suits people sending money internationally who want multiple delivery methods and supported currency balances.

It suits businesses that pay, hold, or receive funds across multiple currencies and need account controls or accounting integrations.

Instarem suits individuals sending money internationally and businesses paying overseas suppliers or employees.

Xe Money Transfer

Xe suits individuals and businesses sending money internationally who want options for payment and receipt, plus transfer tracking and rate alerts.

CurrencyFair

CurrencyFair suits individuals and businesses sending or receiving international payments through bank recipients.

It suits people sending money to friends and family across the listed regions who want to see fees and recipient amounts before confirming.

Global66 suits individuals or businesses managing money across currencies and countries.

Google Pay suits shoppers who want to use saved payment methods online, in apps, or for Android tap payments.

PhonePe

It suits people in India who want one app for money transfers, bills, recharges, and travel bookings.