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Xe Money Transfer

xe.com

Free plan WebiOSAndroid
Visit xe.com
Spec score 8.6 #13 of 81 in Money Transfer Apps

What it is

Xe Money Transfer sends international payments for individuals and businesses to over 190 countries in more than 130 currencies. Transfers are described as instant, and the exchange rate includes a markup. Fees vary by currency, destination and payment method; applicable charges are shown before confirmation. Depending on availability, customers can pay by direct debit (ACH), wire transfer, or debit or credit card. Recipients may receive funds by bank deposit, cash pickup or mobile wallet where available. Xe is available on the web and in iOS and Android apps, which support transfers, currency conversion, live exchange rates and transfer tracking. Users can set rate alerts and schedule transfers. Online limits vary by region, and payment methods may impose additional limits. Xe may request identity documents, with requirements varying by country. Xe says it uses encryption, multi-factor authentication, identity verification and fraud monitoring, and that it is globally regulated and complies with privacy regulations including GDPR and CCPA. Support is available through the app; Xe says its support team is available 24/5.

Spec sheet

Free plan
YesRead 22 Sep 2026 · xe.com
Mobile apps
The Xe app is available for iOS and Android and includes money transfers, currency conversion, live exchange rates, and transfer tracking.Read 5 Oct 2026 · xe.com
Security
Xe says it uses encryption, multi-factor authentication, identity verification, and fraud monitoring to protect transfers.Read 5 Oct 2026 · xe.com
Support
Customers can contact support through the app, and Xe’s security page says its support team is available 24/5.Read 5 Oct 2026 · xe.com
Headquarters
Newmarket, Ontario, CanadaRead 28 Sep 2026 · xe.com
Founded
1993Read 28 Sep 2026 · xe.com
Exchange-rate model
markupRead 22 Sep 2026 · xe.com
Identity verification
Xe may require identity documents, and the required documents vary by country.Read 5 Oct 2026 · xe.com
Mobile platforms
bothRead 22 Sep 2026 · xe.com
Online limits
Xe sets per-transfer online limits by region and says the payment method may also limit how much can be sent.Read 5 Oct 2026 · xe.com
Pricing
Transfer fees vary by currency, destination, and payment method, and applicable fees are shown before confirmation.Read 5 Oct 2026 · xe.com
Rate alerts
The app can notify users when a chosen exchange rate is reached.Read 5 Oct 2026 · xe.com
Regulation and privacy
Xe says it is globally regulated and complies with privacy regulations including GDPR and CCPA.Read 5 Oct 2026 · xe.com
Scheduled transfers
YesRead 22 Sep 2026 · xe.com
Service
Xe provides international money transfers for individuals and businesses to over 190 countries in more than 130 currencies.Read 5 Oct 2026 · xe.com
Transfer speed
Transfer timing depends on currency, destination, and payment method; Xe says recipients typically receive transfers within 1 to 3 business days after Xe receives payment.Read 5 Oct 2026 · xe.com
Transfer tracking
Customers can track transfer status and timelines in the app or online account and can ask Xe’s virtual assistant Lexi for a status update.Read 5 Oct 2026 · xe.com
Upfront fee display
YesRead 22 Sep 2026 · xe.com
Ways to pay
Customers can pay by direct debit (ACH), wire transfer, or debit or credit card, depending on availability.Read 5 Oct 2026 · xe.com
Ways to receive
Recipients can receive funds by bank deposit, cash pickup, or mobile wallet where available.Read 5 Oct 2026 · xe.com

Plans and prices

Xe Money Transfer Free Some transfers have a fee; fee depends on currency, destination, and payment method Read 5 Oct 2026 · xe.com

Every Xe Money Transfer plan and price →

Strong points and limits

Strong points

  • Transfers cover more than 190 countries.
  • Applicable fees are shown before confirmation.
  • Transfer tracking and scheduled transfers are available.
  • Rate alerts can notify users at a chosen rate.
  • Web, iOS and Android access are listed.

Limits

  • The exchange rate includes a markup.
  • Fees vary by currency, destination and payment method.
  • Online transfer limits vary by region.
  • Identity documents may be required.

Who it suits

Xe suits individuals and businesses sending money internationally who want options for payment and receipt, plus transfer tracking and rate alerts. Availability of payment and receipt methods varies.

Verdict

Xe offers international transfers with multiple payment and receipt methods, alongside tracking, scheduling and rate alerts. Check the displayed fee and regional limits before confirming, since both costs and availability can vary.

Where Specifiction places it

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