Send App vs Xe Money Transfer
Send App
send.flutterwave.com
Xe Money Transfer
xe.comSide by side
| Figure | Send App | Xe Money Transfer |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 5 | 1 |
| Spec score · Money Transfer Apps | 9.1 (#3) | 8.6 (#13) |
| Exchange-rate model | variable | markup |
| Upfront fee display | Yes | Yes |
| Founded | 2016 | 1993 |
| Headquarters | San Francisco, California, United States | Newmarket, Ontario, Canada |
| Identity verification | Before transacting, users must submit government ID, complete a liveness check and provide personal, tax and politically-exposed-person information. | Xe may require identity documents, and the required documents vary by country. |
| Mobile platforms | both | both |
| Support | Send provides a Help Center and invites users to contact its support team when help articles do not answer their questions. | Customers can contact support through the app, and Xe’s security page says its support team is available 24/5. |
| Transfer speed | instant | Transfer timing depends on currency, destination, and payment method; Xe says recipients typically receive transfers within 1 to 3 business days after Xe receives payment. |
| Transfer tracking | Yes | Customers can track transfer status and timelines in the app or online account and can ask Xe’s virtual assistant Lexi for a status update. |
Plans
Send App
- Send App international money transfersFree
- Send App Travel Card$5, paid once
- Europe, United States or United Kingdom transferPrice not published
- Nigeria domestic NGN transferPrice not published
- Nigeria outbound transfersPrice not published
In their own words
Send App
Send App has no write-up on Specifiction yet; its figures are above.
Xe Money Transfer
Xe Money Transfer sends international payments for individuals and businesses to over 190 countries in more than 130 currencies. Transfers are described as instant, and the exchange rate includes a markup. Fees vary by currency, destination and payment method; applicable charges are shown before confirmation. Depending on availability, customers can pay by direct debit (ACH), wire transfer, or debit or credit card. Recipients may receive funds by bank deposit, cash pickup or mobile wallet where available. Xe is available on the web and in iOS and Android apps, which support transfers, currency conversion, live exchange rates and transfer tracking. Users can set rate alerts and schedule transfers. Online limits vary by region, and payment methods may impose additional limits. Xe may request identity documents, with requirements varying by country. Xe says it uses encryption, multi-factor authentication, identity verification and fraud monitoring, and that it is globally regulated and complies with privacy regulations including GDPR and CCPA. Support is available through the app; Xe says its support team is available 24/5.