Skip to content
SPECIFICTION
Get listed

Paysera

paysera.com

Free plan WebiOSAndroidAPI
Visit paysera.com
Spec score 8.9 #6 of 81 in Money Transfer Apps

What it is

Paysera Super App brings personal and business finance tools together, from everyday payments to investments. The personal account is a free multi-currency IBAN account with instant euro transfers and currency exchange supporting up to 30 currencies. In listed eligible regions, private clients get 30 free euro SEPA or SEPA Instant transfers each month; each subsequent transfer costs €0.30. Users can order and activate a digital Visa card, add it to Apple Pay or Google Pay, set spending limits, and block it. The app also lists goal-based savings, physical investment gold, peer-to-peer lending, and real estate investing through InRento. Business users can manage several accounts, receive transaction notifications, connect to 13,000+ e-commerce partners, and use customised integration. Paysera Checkout Modern offers OAuth2 authentication and real-time webhooks, with endpoints for orders, payments, refunds, and webhooks; its documentation lists Lithuania, Latvia, and Estonia as currently available during a market-by-market rollout. The app is available on Android, iOS, and web. Paysera advertises 24/7 support in 20 languages and says customer funds are kept separate from company funds.

Spec sheet

Product
Paysera describes its Super App as a place to manage personal and business finances, from everyday payments to investments.Read 2 Oct 2026 · paysera.com
Platforms
Paysera says the app is available on iOS and Android, and its account agreement says accounts can also be managed online through a profile.Read 2 Oct 2026 · paysera.lt
Free plan
YesRead 22 Sep 2026 · paysera.com
Support
The Super App page advertises 24/7 support in 20 languages.Read 2 Oct 2026 · paysera.com
Headquarters
Vilnius, LithuaniaRead 28 Sep 2026 · paysera.com
Founded
2004Read 28 Sep 2026 · paysera.com
Account
The personal account is a free multi-currency IBAN account, with instant euro transfers and currency exchange.Read 2 Oct 2026 · paysera.com
API features
Paysera Checkout Modern offers OAuth2 authentication and real-time webhooks, with endpoints for orders, payments, refunds, and webhooks.Read 2 Oct 2026 · developers.paysera.com
Availability limit
Paysera Checkout Modern is rolling out market by market and its documentation lists Lithuania, Latvia, and Estonia as currently available.Read 2 Oct 2026 · developers.paysera.com
Business tools
The app page says business users can manage several accounts, receive transaction notifications, connect to 13,000+ e-commerce partners, and use customised integration.Read 2 Oct 2026 · paysera.com
Card
Users can order and activate a digital Visa card in the app, add it to Apple Pay or Google Pay, manage spending limits, and block the card.Read 2 Oct 2026 · paysera.com
Card security
Paysera states that its Visa payment card uses 3D Secure for online purchases and that its systems undergo periodic scanning and external code reviews.Read 2 Oct 2026 · paysera.com
Company history
Paysera says it began in 2004 and reports that Paysera LT, UAB is registered at Pilaitės pr. 16, Vilnius, Lithuania.Read 2 Oct 2026 · paysera.com
Currencies
The Super App page says its currency exchange supports up to 30 different currencies.Read 2 Oct 2026 · paysera.com
E-commerce integrations
Paysera’s developer portal lists Checkout integrations for WooCommerce, OpenCart, PrestaShop, and Shopify, plus direct API integration.Read 2 Oct 2026 · developers.paysera.com
Exchange-rate model
variableRead 22 Sep 2026 · paysera.com
Mobile platforms
bothRead 22 Sep 2026 · paysera.com
Savings and investments
The app page lists goal-based savings accounts, physical investment gold, peer-to-peer lending, and real estate investing through InRento.Read 2 Oct 2026 · paysera.com
Scheduled transfers
YesRead 22 Sep 2026 · paysera.com
Security and licensing
Paysera says it has been licensed as an electronic money institution by the Bank of Lithuania since 2012 and that customer funds are kept separate from company funds.Read 2 Oct 2026 · paysera.com
Transfer speed
instantRead 22 Sep 2026 · paysera.com
Transfer tracking
YesRead 22 Sep 2026 · paysera.com
Transfers
For listed eligible regions, private clients get 30 free euro SEPA or SEPA Instant transfers per month; subsequent transfers cost €0.30 each.Read 2 Oct 2026 · paysera.lt
Upfront fee display
YesRead 22 Sep 2026 · paysera.com

Plans and prices

Free personal Paysera account Free Free personal multi-currency IBAN account · 30 free SEPA/SEPA Instant transfers monthly in listed eligible regions, then €0.30 per transfer · service availability and fees vary by country Read 2 Oct 2026 · paysera.com

Every Paysera plan and price →

Strong points and limits

Strong points

  • Free multi-currency IBAN account
  • Instant euro transfers
  • Digital Visa card with wallet support
  • Business API includes real-time webhooks
  • Advertised 24/7 support in 20 languages

Limits

  • After 30 eligible monthly transfers, each costs €0.30
  • Transfer availability and fees vary by country
  • Checkout Modern currently lists three available countries

Who it suits

Paysera suits individuals seeking a multi-currency account and payment card alongside savings or investment options. Its business tools and Checkout integrations may also suit businesses managing accounts or e-commerce payments.

Verdict

Paysera combines personal finance, investment, business account, and payment integration features in one app. The free account has a monthly transfer allowance in eligible regions, and Checkout Modern availability is limited to listed countries during its rollout.

Where Specifiction places it

Alternatives to PayseraAll alternatives →