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Ria Money Transfer

riamoneytransfer.com

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Spec score 8.9 #7 of 81 in Money Transfer Apps

What it is

Ria Money Transfer lets customers send money internationally online, in its Android or iOS app, or at a Ria location. It says it serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit, or access funds through a digital wallet. Customers can also pay bills and top up mobile phones for people abroad. U.S. online transfers list debit card, credit card, bank, Apple Pay, and Google Pay as payment methods. Fees and exchange rates depend on the transfer details and appear before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee for a first transfer with code HELLORIA, subject to terms and conditions. Transfers can be followed through real-time app updates or with a PIN or order number. Ria describes security measures including identity checks, multi-factor authentication, encryption, EV SSL certification, and 24/7 monitoring. U.S. online limits include USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.

Spec sheet

What it does
Ria provides international money transfers through its website, mobile apps, agents and stores.Read 14 Oct 2026 · riamoneytransfer.com
Security
Ria describes multi-factor authentication, identity verification, EV SSL certification, encryption, and 24/7 monitoring as security measures.Read 11 Oct 2026 · riamoneytransfer.com
Compliance
Ria says it operates under regulatory oversight and maintains licenses and certifications required by local authorities in the countries it serves.Read 11 Oct 2026 · riamoneytransfer.com
Support
Ria advertises 24/7 support, and its help center says chat support is available in more than 100 languages.Read 11 Oct 2026 · riamoneytransfer.com
License
Ria's terms describe a hosted application and prohibit automated scraping and unauthorized access; no open-source license is provided on the public developer pages.Read 14 Oct 2026 · riamoneytransfer.com
BBB complaints
The Better Business Bureau profile lists 81 complaints in the previous three years, including product, service, billing and customer-service issues.Read 14 Oct 2026 · bbb.org
Company origin
Ria says it was founded in 1987 from a single storefront in New York City.Read 14 Oct 2026 · riamoneytransfer.com
Compliance status
Ria identifies Dandelion Payments, Inc. as its U.S. service entity with NMLS ID 920968 and lists state regulators for complaints.Read 14 Oct 2026 · help.riamoneytransfer.com
Currency calculator
A calculator shows the fee, exchange rate and recipient amount before a transfer is submitted, without requiring an account.Read 14 Oct 2026 · riamoneytransfer.com
Customization
The embedded experience supports co-branding, language selection, custom logo behavior and event callbacks.Read 14 Oct 2026 · docs.riamoneytransfer.com
Delivery
Recipients can collect cash, receive bank deposits, or access funds through digital wallets.Read 11 Oct 2026 · riamoneytransfer.com
Developer integration
Ria offers an embedded plugin that places a complete money-transfer experience inside a partner application.Read 14 Oct 2026 · docs.riamoneytransfer.com
Documentation depth
Public developer documentation includes overview, benefits, SDK flow, JavaScript setup, Android integration, configuration, FAQ and an embedded example.Read 14 Oct 2026 · docs.riamoneytransfer.com
Exchange-rate model
markupRead 20 Sep 2026 · help.riamoneytransfer.com
Fees
Ria says fees and exchange rates depend on the transfer details and are shown before the sender confirms.Read 11 Oct 2026 · riamoneytransfer.com
First-transfer offer
The U.S. site advertises a $0 transfer fee on the first transfer with code HELLORIA, subject to terms and conditions.Read 11 Oct 2026 · riamoneytransfer.com
Global coverage
Ria says its services support sending money to more than 200 countries and territories.Read 14 Oct 2026 · riamoneytransfer.com
Headquarters and size
LinkedIn lists headquarters in Buena Park, California and company size of 1,001–5,000 employees.Read 14 Oct 2026 · linkedin.com
Hosting model
Ria's SDK loads Ria-hosted infrastructure in an iframe; the public documentation does not describe self-hosting.Read 14 Oct 2026 · docs.riamoneytransfer.com
Integrations and partners
Ria invites digital partners to integrate its transfer services into their platforms; the about page does not name a software integration catalog.Read 11 Oct 2026 · riamoneytransfer.com
Legal name
Crunchbase lists the legal name as Continental Exchange Solutions, Inc.Read 14 Oct 2026 · crunchbase.com
Limit: account closures and delays
Finder reports complaints about unexplained account closures, quoted rates differing from received rates and transfers taking longer than before.Read 14 Oct 2026 · finder.com
Limit: refunds and cancellations
Trustpilot reviews include complaints about deposits remaining pending, cancellations taking days and refunds taking up to 12 days.Read 14 Oct 2026 · trustpilot.com
Limit: support access
Finder notes that the app does not provide in-app chat; users are redirected to the website for support.Read 14 Oct 2026 · finder.com
Limit: verification burden
ConsumerAffairs reviewers describe repeated requests for bank statements and payslips, long compliance calls and blocked or cancelled transfers.Read 14 Oct 2026 · consumeraffairs.com
Limits
For U.S. online transfers, the page lists a limit of USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.Read 11 Oct 2026 · riamoneytransfer.com
Mobile app features
The app supports sending money, transfer tracking, repeat transfers, currency conversion and finding cash-pickup locations.Read 14 Oct 2026 · apps.apple.com
Mobile integration
For mobile applications, Ria instructs developers to run the SDK inside a WebView and bridge it to the native app.Read 14 Oct 2026 · docs.riamoneytransfer.com
Mobile platforms
bothRead 20 Sep 2026 · help.riamoneytransfer.com
Network scale
LinkedIn says Ria has more than 580,000 locations and operates in nearly 200 countries and territories.Read 14 Oct 2026 · linkedin.com
Notable news: acquisition
Euronet announced completion of its RIA Envia acquisition on April 4, 2007 for 100% of the company's common stock.Read 14 Oct 2026 · ir.euronetworldwide.com
Other services
Ria also offers bill payments and mobile phone top-ups for customers supporting people abroad.Read 11 Oct 2026 · riamoneytransfer.com
Owner
Euronet Worldwide acquired Ria Money Transfer in 2007 and operates it as part of its payments business.Read 14 Oct 2026 · riamoneytransfer.com
Payment methods
The service accepts bank accounts, debit cards, credit cards and, in some markets, cash payments.Read 14 Oct 2026 · riamoneytransfer.com
Payout methods
Recipients may receive funds by bank deposit, cash pickup, mobile wallet, home delivery or ATM withdrawal, depending on country.Read 14 Oct 2026 · riamoneytransfer.com
Praise: ease and speed
Finder says many reviewers praise quick delivery, competitive pricing and good customer service.Read 14 Oct 2026 · finder.com
Praise: usability
Trustpilot's review summary says customers commonly find account creation and sending money simple and safe.Read 14 Oct 2026 · trustpilot.com
Pricing model
Ria states that revenue comes from a transfer fee plus a margin in the exchange rate; fees vary by payment method, destination and amount.Read 14 Oct 2026 · riamoneytransfer.com
Rating on Apple App Store
4.8 out of 5 from 297,000 ratingsRead 14 Oct 2026 · apps.apple.com
Rating on Finder review
Finder reported 4.8 out of 5 on Google Play from 240,000+ reviews, 4.8 out of 5 on Apple App Store from 23,000+ reviews and 4.3 out of 5 on Trustpilot from 36,000+ reviews.Read 14 Oct 2026 · finder.com
Rating on Google Play
4.78 out of 5 from 244,063 ratingsRead 14 Oct 2026 · androidrank.org
Rating on Trustpilot
4.3 out of 5 from 39,251 reviewsRead 14 Oct 2026 · trustpilot.com
Reach
Ria says it sends money to more than 200 countries and territories.Read 11 Oct 2026 · riamoneytransfer.com
SDK
The integration SDK is a JavaScript library that loads Ria through a secure iframe.Read 14 Oct 2026 · docs.riamoneytransfer.com
SDK authentication
The SDK supports token-based single sign-on, callback functions, token storage and login-state handling.Read 14 Oct 2026 · docs.riamoneytransfer.com
Security controls
Ria says it uses multi-factor authentication and extended-validation SSL certificates.Read 14 Oct 2026 · riamoneytransfer.com
Sending channels
Customers can send online, in the mobile app, through digital partners or at physical Ria locations.Read 14 Oct 2026 · help.riamoneytransfer.com
Service
Ria lets customers send money internationally online, through its mobile app, or at a Ria location.Read 11 Oct 2026 · riamoneytransfer.com
Tracking
The Ria app provides real-time transfer status updates, and transfers can also be tracked with a PIN or order number.Read 11 Oct 2026 · riamoneytransfer.com
Transfer speed
instantRead 20 Sep 2026 · help.riamoneytransfer.com
Transfer timing
Ria lists typical delivery times of several minutes to three hours for card payments, one business day for cash deposits and up to four business days for bank transfers.Read 14 Oct 2026 · riamoneytransfer.com
Transfer tracking
Ria provides real-time transfer tracking through its website and app using a transfer PIN.Read 14 Oct 2026 · riamoneytransfer.com
Upfront fee display
YesRead 20 Sep 2026 · help.riamoneytransfer.com
Web integration
Ria documents importing a hosted JavaScript SDK, mounting an iframe and calling setupRmtSso() with user and token data.Read 14 Oct 2026 · docs.riamoneytransfer.com

Plans and prices

First-transfer promotion Free New customers · transfers of $50 or more · one use per person age 18+ · expires December 31, 2026 Read 14 Oct 2026 · riamoneytransfer.com
Ria Money Transfer Free Transfer fees and exchange rates vary by send country, destination, amount, payment method, and delivery option · transfer limits vary by country and payment method Read 11 Oct 2026 · riamoneytransfer.com
Ria Money Transfer mobile app Free iOS and Android app · transfer fees and exchange-rate margin vary by corridor, amount and payment method Read 14 Oct 2026 · apps.apple.com

Every Ria Money Transfer plan and price →

Strong points and limits

Strong points

  • Available on Android, iOS, and web.
  • Recipients can collect cash or receive bank deposits.
  • Supports digital wallets, bill payments, and phone top-ups.
  • Transfer status can be tracked in real time.
  • Fees and exchange rates appear before confirmation.

Limits

  • Fees and exchange rates vary by transfer details.
  • U.S. online transfers have funding-method limits.
  • Exchange rates include a markup.

Who it suits

Ria suits people sending money internationally who want options such as cash collection, bank deposits, or digital wallets. It also offers bill payments and mobile top-ups for customers supporting people abroad.

Verdict

Ria offers several ways to send and receive money, with tracking and upfront display of transfer costs. Check the applicable fee, exchange rate, and funding limit for the transfer before confirming.

Where Specifiction places it

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