Panda Remit vs Ria Money Transfer
Panda Remit
pandaremit.com
Ria Money Transfer
riamoneytransfer.comSide by side
| Figure | Panda Remit | Ria Money Transfer |
|---|---|---|
| Price from | $6.99/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 4 | 3 |
| Spec score · Money Transfer Apps | 9.0 (#4) | 8.9 (#7) |
| Compliance | Its compliance page lists licenses and registrations including MAS major payment institution licensing in Singapore, FinCEN registration in the United States and AUSTRAC registration in Australia. | Ria says it operates under regulatory oversight and maintains licenses and certifications required by local authorities in the countries it serves. |
| Exchange-rate model | variable | markup |
| Upfront fee display | Yes | Yes |
| Mobile platforms | both | both |
| Support | The site lists 24/7 customer service and the email [email protected]. | Ria advertises 24/7 support, and its help center says chat support is available in more than 100 languages. |
| Tracking | The app lets users track the flow of funds at every stage after a transfer. | The Ria app provides real-time transfer status updates, and transfers can also be tracked with a PIN or order number. |
| Transfer speed | instant | instant |
| Transfer tracking | Yes | Ria provides real-time transfer tracking through its website and app using a transfer PIN. |
Plans
Panda Remit
- Transfer fee$6.99 a month
- Free accountFree
- Australia global transferA$5.99, paid once
- United States global transfer$6.99, paid once
Ria Money Transfer
- First-transfer promotionFree
- Ria Money TransferFree
- Ria Money Transfer mobile appFree
In their own words
Panda Remit
Panda Remit provides online international money transfers to more than 40 countries and regions, with transfers to Mainland China available from more than 30 countries and regions. It advertises real-time exchange rates and comparisons with historical bank rates; its exchange-rate model is variable. The shortest stated arrival time is 2 minutes, though reviews, available funds and account limits, bank hours, time zones, holidays, and receiving-agent hours can affect timing. Users can track funds at each stage. Payment methods depend on the sending country: Australia supports PayID, POLi, and bank transfer, while the United States supports ACH bank transfer and debit card. Recipients in Mainland China can receive Australia transfers through Alipay, Weixin, or bank accounts. The service is for transfers between individuals and does not support business-account transfers. It is available on Android, iOS, and web. A free account is listed at free. United States global transfers are listed at $6.99, paid once, and Australia global transfers at A$5.99, paid once; fees may vary by sending amount and destination.
Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, in its Android or iOS app, or at a Ria location. It says it serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit, or access funds through a digital wallet. Customers can also pay bills and top up mobile phones for people abroad. U.S. online transfers list debit card, credit card, bank, Apple Pay, and Google Pay as payment methods. Fees and exchange rates depend on the transfer details and appear before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee for a first transfer with code HELLORIA, subject to terms and conditions. Transfers can be followed through real-time app updates or with a PIN or order number. Ria describes security measures including identity checks, multi-factor authentication, encryption, EV SSL certification, and 24/7 monitoring. U.S. online limits include USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.