Ria Money Transfer vs Send App
Ria Money Transfer
riamoneytransfer.comSend App
send.flutterwave.comSide by side
| Figure | Ria Money Transfer | Send App |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 5 |
| Spec score · Money Transfer Apps | 8.9 (#7) | 9.1 (#3) |
| Documentation depth | Public developer documentation includes overview, benefits, SDK flow, JavaScript setup, Android integration, configuration, FAQ and an embedded example. | The public Flutterwave documentation includes quick-start material, API references, authentication guidance, Postman examples and SDK-style libraries. |
| Exchange-rate model | markup | variable |
| Upfront fee display | Yes | Yes |
| Mobile platforms | both | both |
| Payment methods | The service accepts bank accounts, debit cards, credit cards and, in some markets, cash payments. | Send App accepts debit cards, credit cards, bank transfers, Apple Pay and Google Pay on the web. |
| Rating on Google Play | 4.78 out of 5 from 244,063 ratings | 4.5 out of 5 from 4.06K reviews |
| Rating on Trustpilot | 4.3 out of 5 from 39,251 reviews | 4.3 out of 5 from 1,285 reviews |
| Support | Ria advertises 24/7 support, and its help center says chat support is available in more than 100 languages. | Send provides a Help Center and invites users to contact its support team when help articles do not answer their questions. |
| Transfer speed | instant | instant |
| Transfer tracking | Ria provides real-time transfer tracking through its website and app using a transfer PIN. | Yes |
| What it does | Ria provides international money transfers through its website, mobile apps, agents and stores. | Send App provides international transfers to local bank accounts, mobile-money wallets and cash-pickup locations. |
Plans
Ria Money Transfer
- First-transfer promotionFree
- Ria Money TransferFree
- Ria Money Transfer mobile appFree
Send App
- Send App international money transfersFree
- Send App Travel Card$5, paid once
- Europe, United States or United Kingdom transferPrice not published
- Nigeria domestic NGN transferPrice not published
- Nigeria outbound transfersPrice not published
In their own words
Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, in its Android or iOS app, or at a Ria location. It says it serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit, or access funds through a digital wallet. Customers can also pay bills and top up mobile phones for people abroad. U.S. online transfers list debit card, credit card, bank, Apple Pay, and Google Pay as payment methods. Fees and exchange rates depend on the transfer details and appear before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee for a first transfer with code HELLORIA, subject to terms and conditions. Transfers can be followed through real-time app updates or with a PIN or order number. Ria describes security measures including identity checks, multi-factor authentication, encryption, EV SSL certification, and 24/7 monitoring. U.S. online limits include USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.
Send App
Send App has no write-up on Specifiction yet; its figures are above.