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SPECIFICTION
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Ziina

ziina.com

From 100 AED/mo Free plan iOSAndroidAPI
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Spec score 8.5 #21 of 81 in Money Transfer Apps

Spec sheet

What it does
Ziina provides businesses and individuals in the UAE ways to send and receive money and accept payments.Read 7 Oct 2026 · ziina.com
Free plan
YesRead 22 Sep 2026 · ziina.com
Integrations
Ziina’s developer documentation names Shopify and WooCommerce integrations, custom REST API checkout, and OAuth 2.0 wallet functionality.Read 7 Oct 2026 · docs.ziina.com
Support
Ziina’s help center offers searchable support content covering business and personal accounts, cards, Violet membership, integrations, and customer support.Read 7 Oct 2026 · ziina.com
Company
Ziina says it was founded in Dubai in 2020 and that it powers money movement across the UAE for individuals, startups, and businesses.Read 7 Oct 2026 · ziina.com
Business eligibility
Ziina Professional accounts can receive payments after activation without a Trade License; verified business accounts require Trade License verification for higher limits and multi-user access.Read 7 Oct 2026 · ziina.com
Exchange-rate model
variableRead 22 Sep 2026 · ziina.com
Fees
The fees page says business payment fees are pay-as-you-go, with no setup fees, and that listed fees are subject to 5% VAT applied to the fee.Read 7 Oct 2026 · ziina.com
Invoicing
Ziina lets businesses create invoices, share them through channels including WhatsApp, SMS, and email, and track payments.Read 7 Oct 2026 · ziina.com
Mobile platforms
bothRead 22 Sep 2026 · ziina.com
Multi-currency
Payment links can accept up to 10 currencies, with funds settled in AED.Read 7 Oct 2026 · ziina.com
Payment links
Payment links can be shared through messaging and social platforms, and customers can pay by Apple Pay, Google Pay, or card.Read 7 Oct 2026 · ziina.com
Payment methods
Businesses can accept payments through payment links, QR payments, Tap to Pay, a payment gateway, and an API.Read 7 Oct 2026 · ziina.com
Personal account limits
The stated personal account limits include AED 1,500 in card payments per week, AED 25,000 sent per calendar month, and AED 50,000 received per calendar month.Read 7 Oct 2026 · ziina.com
Recipient methods
walletRead 22 Sep 2026 · ziina.com
Security and regulation
Ziina says it is licensed by the Central Bank of the UAE and uses PCI-DSS certified technology to store payment card information.Read 7 Oct 2026 · ziina.com
Tap to Pay
Tap to Pay turns a compatible iPhone or Android phone into a contactless payment terminal without extra hardware.Read 7 Oct 2026 · ziina.com
Transfer speed
instantRead 22 Sep 2026 · ziina.com
Transfer tracking
YesRead 22 Sep 2026 · ziina.com
Upfront fee display
YesRead 22 Sep 2026 · ziina.com
Verification
The business page says Ziina uses biometrics and a PIN code for added security.Read 7 Oct 2026 · ziina.com

Plans and prices

Ziina Violet 100 AED a month incl. VAT AED 20,000 foreign-currency allowance per calendar month · AED 5,000 card top-ups per billing cycle at 1% Read 22 Sep 2026 · ziina.com
Ziina Lite Free Membership free · 0% foreign-currency card spend up to AED 3,000/month, then 0.5%/transaction · Card top-ups 2.5%/transaction · Bank-transfer top-ups free Read 7 Oct 2026 · ziina.com
Ziina Violet 100 AED a month AED 100 monthly / AED 996 yearly (incl. VAT) 0% foreign-currency card spend up to AED 20,000/month, then 0.5%/transaction · Card top-ups 1% up to AED 5,000/billing cycle, then 2.5% · Bank-transfer top-ups free Read 7 Oct 2026 · ziina.com

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