Best Accounts Payable Software in 2026
Updated
In short: Ramp AP is ranked #1 of 97 as of 7 October 2026, ahead of BILL Accounts Payable and Melio. The best-ranked option with a free plan is Melio. The lowest first paid tier on this page is Flowie at €12/mo.
Invoice processing, approvals, and payments are central parts of accounts payable work. Compared on invoice capture, approval workflows, PO matching, and payment execution, these tools also specify accounting integrations and multi-entity support. Those details can help you compare fit with your existing finance systems and organizational structure. Check free-plan availability and the paid-from price for cost context. Ramp AP, BILL Accounts Payable, and Melio are among the options to consider. Match the listed capabilities to the steps your team handles, from receiving invoices through securing approvals and completing payments.
97 accounts payable software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
97ranked
7free plans on this page
€12/molowest paid tier
7 Oct 2026last checked
Input list Accounts Payable Software 25 channels on this page · 139 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromInvoice captureApproval workflowsPO matchingAccounting integrationsPayment executionMulti-entity support Spec sheet Score
01 Ramp AP Free planYesPaid from$15/moInvoice captureocrApproval workflowsYesPO matchingYesAccounting integrations2 integrationsPayment executionYesMulti-entity supportYes 8/8spec lines stated 8.9
02 BILL Accounts Payable Free planNoPaid from$49/moInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrations2 integrationsPayment executionYesMulti-entity supportYes 8/8spec lines stated 8.6
03 Melio Free planYesPaid from$25/moInvoice captureaiApproval workflowsYesPO matchingnot statedAccounting integrations2 integrationsPayment executionYesMulti-entity supportYes 7/8spec lines stated 8.5
04 Nanonets Accounts Payable Automation Free planYesPaid from$100/moInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionNoMulti-entity supportnot stated 6/8spec lines stated 8.4
05 OpenEnvoy Free planYesPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrations3 integrationsPayment executionYesMulti-entity supportYes 7/8spec lines stated 8.2
06 Flowie Free planYesPaid fromnot statedInvoice capturenot statedApproval workflowsYesPO matchingnot statedAccounting integrationsnot statedPayment executionnot statedMulti-entity supportnot stated 2/8spec lines stated 8.2
07 Hyland AP Automation Free plannot statedPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionYesMulti-entity supportYes 5/8spec lines stated 8.1
08 Relay Bill Pay Free planYesPaid from$30/moInvoice captureaiApproval workflowsYesPO matchingnot statedAccounting integrations2 integrationsPayment executionYesMulti-entity supportYes 7/8spec lines stated 8.1
09 SAP Concur Invoice Free planNoPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionYesMulti-entity supportYes 6/8spec lines stated 8.0
10 Esker Accounts Payable Automation Free planNoPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrations4 integrationsPayment executionYesMulti-entity supportYes 7/8spec lines stated 7.9
11 Rillion Free planNoPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionYesMulti-entity supportYes 6/8spec lines stated 7.9
12 Lightyear Free planNoPaid from$199/moInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionnot statedMulti-entity supportYes 6/8spec lines stated 7.9
13 Zahara Free planNoPaid fromnot statedInvoice capturenot statedApproval workflowsnot statedPO matchingnot statedAccounting integrationsnot statedPayment executionnot statedMulti-entity supportnot stated 1/8spec lines stated 7.8
14 Tipalti Accounts Payable Free planNoPaid from$99/moInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrations5 integrationsPayment executionYesMulti-entity supportYes 8/8spec lines stated 7.6
15 Vic.ai APSuite Free plannot statedPaid fromnot statedInvoice capturenot statedApproval workflowsnot statedPO matchingnot statedAccounting integrationsnot statedPayment executionnot statedMulti-entity supportnot stated 0/8spec lines stated 7.6
16 AvidXchange Free plannot statedPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrations240 integrationsPayment executionYesMulti-entity supportYes 6/8spec lines stated 7.5
17 Bottomline AP Automation Free plannot statedPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionYesMulti-entity supportnot stated 4/8spec lines stated 7.5
18 Zoho BillPay Free planNoPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionYesMulti-entity supportnot stated 5/8spec lines stated 7.5
19 Rossum AP Automation Free planNoPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionnot statedMulti-entity supportnot stated 4/8spec lines stated 7.5
20 Veryfi Accounts Payable Automation Free planYesPaid from$500/moInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionYesMulti-entity supportnot stated 6/8spec lines stated 7.5
21 Quadient AP Free plannot statedPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionYesMulti-entity supportYes 5/8spec lines stated 7.4
22 ISPnext AP Automation Free plannot statedPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionYesMulti-entity supportYes 5/8spec lines stated 7.3
23 Plooto Free planNoPaid fromnot statedInvoice captureocrApproval workflowsYesPO matchingnot statedAccounting integrations2 integrationsPayment executionYesMulti-entity supportYes 6/8spec lines stated 7.3
24 Payhawk Accounts Payable Free planNoPaid from$349/moInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrations3 integrationsPayment executionYesMulti-entity supportYes 8/8spec lines stated 7.3
25 Medius AP Automation Free planNoPaid fromnot statedInvoice captureaiApproval workflowsYesPO matchingYesAccounting integrationsnot statedPayment executionYesMulti-entity supportYes 6/8spec lines stated 7.2
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Invoice capture | Approval workflows |
|---|---|---|---|---|---|---|---|---|
| 1 | Ramp AP | 8.9 | Free plan | $15/mo | Yes | $15/mo | ocr | Yes |
| 2 | BILL Accounts Payable | 8.6 | No | $49/mo | No | $49/mo | ai | Yes |
| 3 | Melio | 8.5 | Free plan | $2,520/mo | Yes | $25/mo | ai | Yes |
| 4 | Nanonets Accounts Payable Automation | 8.4 | Free plan | — | Yes | $100/mo | ai | Yes |
| 5 | OpenEnvoy | 8.2 | Free plan | Free | Yes | — | ai | Yes |
| 6 | Flowie | 8.2 | Free plan | €12/mo | Yes | — | — | Yes |
| 7 | Hyland AP Automation | 8.1 | No | — | — | — | ai | Yes |
| 8 | Relay Bill Pay | 8.1 | Free plan | $30/mo | Yes | $30/mo | ai | Yes |
| 9 | SAP Concur Invoice | 8.0 | No | — | No | — | ai | Yes |
| 10 | Esker Accounts Payable Automation | 7.9 | No | — | No | — | ai | Yes |
| 11 | Rillion | 7.9 | No | — | No | — | ai | Yes |
| 12 | Lightyear | 7.9 | No | $199/mo | No | $199/mo | ai | Yes |
| 13 | Zahara | 7.8 | No | £159/mo | No | — | — | — |
| 14 | Tipalti Accounts Payable | 7.6 | No | $99/mo | No | $99/mo | ai | Yes |
| 15 | Vic.ai APSuite | 7.6 | No | $2083.33/mo | — | — | — | — |
| 16 | AvidXchange | 7.5 | No | — | — | — | ai | Yes |
| 17 | Bottomline AP Automation | 7.5 | No | — | — | — | ai | Yes |
| 18 | Zoho BillPay | 7.5 | No | $1,615/mo | No | — | ai | Yes |
| 19 | Rossum AP Automation | 7.5 | No | $1,500/mo | No | — | ai | Yes |
| 20 | Veryfi Accounts Payable Automation | 7.5 | Free plan | $500/mo | Yes | $500/mo | ai | Yes |
| 21 | Quadient AP | 7.4 | No | — | — | — | ai | Yes |
| 22 | ISPnext AP Automation | 7.3 | No | — | — | — | ai | Yes |
| 23 | Plooto | 7.3 | No | — | No | — | ocr | Yes |
| 24 | Payhawk Accounts Payable | 7.3 | No | $349/mo | No | $349/mo | ai | Yes |
| 25 | Medius AP Automation | 7.2 | No | — | No | — | ai | Yes |
Is your tool on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which accounts payable software is ranked first on Specifiction?
Ramp AP is ranked #1 of 97 with a score of 8.9. BILL Accounts Payable is second and Melio third.
How many of these have a free plan?
7 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Flowie has the lowest first paid tier we found: €12/mo.
How is this list ranked?
Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing.
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