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Ottimate

ottimate.com

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Spec score 8.8 #5 of 97 in Accounts Payable Software

What it is

Ottimate automates accounts payable across invoice capture, coding, approvals and vendor payments. It uses machine learning to capture invoice headers and line items, learn GL coding from invoices, route approvals, and match invoices to purchase orders and receipts. Its features page reports 99.5% header-level capture accuracy, 95% line-item accuracy, and automatic coding for 93.3% of line items. Teams can pay vendors centrally by virtual card, ACH or check, while spending analysis surfaces trends, outliers, invoice risk and cash-flow insights. The maker lists QuickBooks, NetSuite, Acumatica and Sage Intacct integrations, and says it connects with hundreds of accounting systems. Web, iOS and Android access is available; the mobile app supports invoice and document capture, coding, payment approvals and scheduling, expense management, notifications, reporting and spend tracking. Ottimate states that its AP automation is SOC 2 Type 1 and Type 2 compliant and uses industry-standard encryption and security. Pricing for the product is on request, and the maker says implementation takes 6–12 weeks. Listed payment issue costs range from complimentary ACH to $20.99.

Spec sheet

Product
Ottimate is AI-powered accounts payable automation for AP managers, approvers, controllers, and CFOs across the invoice lifecycle.Read 9 Oct 2026 · ottimate.com
Integrations
The maker lists QuickBooks, NetSuite, Acumatica, and Sage Intacct integrations and says it connects with hundreds of accounting systems.Read 9 Oct 2026 · ottimate.com
Security
Ottimate states that its AP automation is SOC 2 Type 1 and Type 2 compliant and uses industry-standard encryption and security.Read 9 Oct 2026 · ottimate.com
Support
Customers can contact their support team through the website or the Ottimate platform.Read 9 Oct 2026 · ottimate.com
Founded
2014Read 28 Sep 2026 · ottimate.com
Approvals and payments
Ottimate routes invoices through approval workflows and supports vendor payments from a central platform.Read 9 Oct 2026 · ottimate.com
Company history
Ottimate says it began as Plate IQ in 2014, initially focused on AP automation for restaurants.Read 9 Oct 2026 · ottimate.com
Implementation
Ottimate says implementation takes 6–12 weeks.Read 9 Oct 2026 · ottimate.com
Invoice automation
Ottimate uses machine learning to capture and code invoices, route approvals, and match invoices to purchase orders and receipts.Read 9 Oct 2026 · ottimate.com
Invoice capture
The platform captures invoice header and line-item details from multiple formats, including handwritten invoices.Read 9 Oct 2026 · ottimate.com
Invoice coding
The features page says Ottimate automatically codes 93.3% of line items and learns GL coding from invoices.Read 9 Oct 2026 · ottimate.com
Mobile
The mobile app supports invoice upload and coding, payment approvals and scheduling, and spend tracking; the maker says it is available for iOS and Android.Read 9 Oct 2026 · ottimate.com
Mobile app
The iOS and Android mobile app supports invoice and payment approvals, document capture, expense management, notifications, and reporting.Read 9 Oct 2026 · ottimate.com
Payment limits
The listed ACH and virtual card transaction limits depend on account verification and credit review, and higher limits are available upon request.Read 9 Oct 2026 · ottimate.com
Payments
Ottimate lets customers pay vendors from a central platform using methods including virtual card, ACH, and checks.Read 9 Oct 2026 · ottimate.com
Purchase order matching
Ottimate matches invoices to purchase orders and receipts automatically.Read 9 Oct 2026 · ottimate.com
Spend insights
Ottimate analyzes spending patterns to identify trends, outliers, invoice risk, and cash-flow insights.Read 9 Oct 2026 · ottimate.com
Who it serves
Ottimate describes its customers as including hospitality, restaurants, accounting firms, grocery, retail, construction, healthcare, and manufacturing organizations.Read 9 Oct 2026 · ottimate.com

Plans and prices

Priority ACH Free Cost to issue: Complimentary Up to $1,000,000 transaction limit · 4–5 business days Read 9 Oct 2026 · ottimate.com
Standard ACH Free Cost to issue: Complimentary Up to $750,000 transaction limit · 1–3 business days Read 9 Oct 2026 · ottimate.com
Fast ACH $0.50, paid once Cost to issue: $0.50 Up to $1,000,000 transaction limit · 2–3 business days Read 9 Oct 2026 · ottimate.com
Standard Check $5, paid once Cost to issue: $5.00 Up to $1,000,000 transaction limit · 5–7 business days via USPS Read 9 Oct 2026 · ottimate.com
Priority Check $14.99, paid once Cost to issue: $14.99 bundled price Up to $1,000,000 transaction limit · 1–3 business days via USPS Read 9 Oct 2026 · ottimate.com
Overnight Check $20.99, paid once Cost to issue: $20.99 bundled price Up to $1,000,000 transaction limit · Next-day delivery via FedEx Read 9 Oct 2026 · ottimate.com

Every Ottimate plan and price →

Strong points and limits

Strong points

  • Captures invoice headers and line items.
  • Routes approvals and matches purchase orders and receipts.
  • Mobile app supports payment approvals and scheduling.
  • Listed integrations include QuickBooks and NetSuite.

Limits

  • Product pricing is available on request.
  • Implementation is stated as 6–12 weeks.
  • Fast ACH costs $0.50.
  • Overnight Check costs $20.99.

Who it suits

Ottimate is aimed at AP managers, approvers, controllers and CFOs. The maker describes customers in hospitality, accounting firms and other industries, including grocery, healthcare, restaurants and retail.

Verdict

Ottimate covers invoice processing, payment workflows and spend analysis, with mobile access and listed accounting integrations. Product pricing is on request, while individual payment issue costs are listed separately.

Where Specifiction places it

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