Skip to content
SPECIFICTION
Get listed

Relay Bill Pay

relayfi.com

From $30/mo Free plan WebiOSAndroid
Visit relayfi.com
Spec score 8.4 #16 of 97 in Accounts Payable Software

What it is

Relay Bill Pay is an accounts payable workflow within Relay accounts for collecting invoices, routing approvals, and paying vendors. Bills can be uploaded, sent to a dedicated inbox, or brought in from QuickBooks Online or Xero. Relay extracts invoice details, including vendor, amount, dates, and line items, for review in a central dashboard. Teams can use administrator, approver, and contributor roles and set rules for review before payment. Payments from a Relay account can be made by ACH, check, or domestic and international wire. The free Starter plan includes 20 checking accounts. Grow costs $30/month and adds batched payments, bookkeeping automations, multi-step approvals, and unlimited users. Scale costs $90/month, shown as a limited-time discount from $120/month; it adds bill payment automation, 50 checking accounts per business, and no fee for same-day ACH. Relay’s mobile app is available for iOS and Android, but payee creation, team permission editing, and detailed reporting are web-only. Relay says it is SOC 2 Type II certified; banking services are provided by Thread Bank, Member FDIC.

Spec sheet

Purpose
Relay Bill Pay is an accounts payable workflow built into Relay accounts for receiving invoices, routing them for approval, and paying vendors.Read 30 Sep 2026 · relayfi.com
Intended users
Relay describes its platform as business banking and money tools for small businesses, and says Bill Pay suits business owners, bookkeepers, accountants, and vendor-paying teams.Read 30 Sep 2026 · relayfi.com
Free plan
YesRead 22 Sep 2026 · relayfi.com
Paid from
30Read 22 Sep 2026 · relayfi.com
Security
Relay says it is SOC 2 Type II certified and offers role-based access controls for employees and advisors.Read 30 Sep 2026 · relayfi.com
Support
Relay says its support specialists are available by email, and its Scale plan includes faster support by phone and email.Read 30 Sep 2026 · relayfi.com
Accounting integrations
Bill Pay connects with QuickBooks Online and Xero for automatic bill and transaction syncing.Read 30 Sep 2026 · relayfi.com
Approval workflows
YesRead 22 Sep 2026 · relayfi.com
Approvals and roles
Bill Pay has administrator, approver, and contributor roles, and approval rules can route bills for review before payment.Read 30 Sep 2026 · relayfi.com
Banking relationship
Relay says it is a financial technology company, not an FDIC-insured bank, and that banking services are provided by Thread Bank, Member FDIC.Read 30 Sep 2026 · relayfi.com
Bill intake
Users can upload bills, forward invoices to a dedicated Bill Pay inbox, or connect QuickBooks Online or Xero to bring bills into a central dashboard.Read 30 Sep 2026 · relayfi.com
Invoice capture
aiRead 22 Sep 2026 · relayfi.com
Invoice extraction
Relay extracts invoice details including vendor, amount, invoice date, due date, and line items for review in the dashboard.Read 30 Sep 2026 · relayfi.com
Mobile app
Relay’s mobile app is available for iOS and Android, but creating payees, editing team permissions, and running detailed reports are limited to the web app.Read 30 Sep 2026 · relayfi.com
Multi-entity support
YesRead 22 Sep 2026 · relayfi.com
Payment execution
YesRead 22 Sep 2026 · relayfi.com
Payment methods
Bills can be paid from a Relay account by ACH, check, or wire; the product page specifies domestic and international wires.Read 30 Sep 2026 · relayfi.com
Plan limits
All plans include the core bill workflow, while batched vendor payments are included on Grow and Scale; several advanced functions are listed as coming soon.Read 30 Sep 2026 · relayfi.com

Plans and prices

Starter Free billed monthly 20 checking accounts Read 22 Sep 2026 · relayfi.com
Grow $30 a month $30/month Everything in Starter · batched vendor payments · bookkeeping automations · multi-step approval rules · unlimited users Read 30 Sep 2026 · relayfi.com
Scale $90 a month ~~$120~~ $90/month (limited-time discount) Everything in Grow · bill payment automation · 50 checking accounts per business · no fee for same-day ACH · unlimited users Read 30 Sep 2026 · relayfi.com
Starter Price not published $0/month 20 checking accounts · bill creation, intake and management · multi-step bill approval rules · QuickBooks Online and Xero connections · unlimited users Read 30 Sep 2026 · relayfi.com

Every Relay Bill Pay plan and price →

Strong points and limits

Strong points

  • Bills enter by upload, inbox, or supported accounting connections.
  • Invoice details are extracted for dashboard review.
  • Approval rules and three role types are available.
  • Payments include ACH, check, and domestic or international wire.

Limits

  • Payee creation is web-only.
  • Editing team permissions is web-only.
  • Detailed reporting is limited to the web app.
  • Batched vendor payments require Grow or Scale.

Who it suits

It suits business owners, bookkeepers, accountants, and teams that pay vendors and want invoice review and approvals within Relay. Mobile users should note that some management tasks are web-only.

Verdict

Relay Bill Pay combines bill intake, invoice extraction, approval routing, and vendor payments in Relay accounts. Compare plan features and check whether the web-only management tasks fit your team’s workflow.

Where Specifiction places it

Alternatives to Relay Bill PayAll alternatives →