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SPECIFICTION
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CurrencyFair

currencyfair.com

From €3/mo WebiOSAndroidAPI
Visit currencyfair.com
Spec score 8.6 #14 of 81 in Money Transfer Apps

What it is

CurrencyFair provides online cross-border payments and foreign-exchange services through web, iOS, Android, and an API for approved business and institutional partners. Users can send and receive money to and from more than 150 countries in more than 20 currencies, with bank recipients and same-day transfer speed listed. Quick Trade supports instant exchanges; Marketplace Trades let users set a desired rate and wait for a match. Users can also set rate alerts, track transfers, and schedule them. Business customers can pay overseas workers, suppliers, and contractors, or receive international payments. UK-based business customers can hold more than 20 currencies and convert when market conditions suit them. CurrencyFair lists a free plan. Charges include €3 a month for international transfers, billed at €3 or currency equivalent when sending or transferring out after exchange, plus an exchange margin. Personal and business accounts list a €3, paid once charge per send or transfer out after exchange. Identity verification is required and may involve identification and up to two proofs of address. The company is based in Dublin and was founded in 2010.

Spec sheet

What it does
CurrencyFair provides online cross-border payments and foreign-exchange services.Read 28 Sep 2026 · currencyfair.com
Free plan
YesRead 20 Sep 2026 · currencyfair.com
Support
CurrencyFair offers customer support by phone and email plus a support centre with frequently asked questions.Read 28 Sep 2026 · currencyfair.com
Headquarters
Dublin, IrelandRead 28 Sep 2026 · currencyfair.com
Founded
2010Read 28 Sep 2026 · currencyfair.com
Account verification
CurrencyFair requires identity verification for customers and may require identification and up to two proofs of address.Read 28 Sep 2026 · currencyfair.com
API integrations
Approved business and institutional API partners can integrate with CurrencyFair through its REST API, using API keys and OAuth bearer tokens.Read 28 Sep 2026 · tech.currencyfair.com
Business use
Business customers can pay overseas workers, suppliers and contractors and receive international payments.Read 28 Sep 2026 · currencyfair.com
Exchange methods
The platform supports instant Quick Trade exchanges and Marketplace Trades where users set a desired rate and wait for a match.Read 28 Sep 2026 · tech.currencyfair.com
Exchange-rate model
markupRead 20 Sep 2026 · currencyfair.com
International reach
Users can send and receive money to and from more than 150 countries in more than 20 currencies.Read 28 Sep 2026 · currencyfair.com
Mobile platforms
bothRead 20 Sep 2026 · currencyfair.com
Multi-currency receiving
UK-based business customers can hold more than 20 currencies and convert when market conditions suit them.Read 28 Sep 2026 · currencyfair.com
Rate alerts
Users can set a rate alert when they are not ready to exchange immediately.Read 28 Sep 2026 · currencyfair.com
Recipient methods
bankRead 20 Sep 2026 · currencyfair.com
Regulation
CurrencyFair Limited is regulated by the Central Bank of Ireland, while its entities are also regulated in Australia, Singapore and Hong Kong.Read 28 Sep 2026 · currencyfair.com
Scheduled transfers
YesRead 20 Sep 2026 · currencyfair.com
Security certifications
CurrencyFair states that it has ISO 27001 and SOC 2 Type 2 security certifications.Read 28 Sep 2026 · currencyfair.com
Security hosting
CurrencyFair says its platform is hosted in the AWS cloud and uses segregated customer accounts held in top-tier international banks.Read 28 Sep 2026 · currencyfair.com
Transfer speed
Many international transfers are completed within 24 hours, and GBP Faster Payments can arrive within one hour with participating banks.Read 28 Sep 2026 · currencyfair.com
Transfer tracking
YesRead 20 Sep 2026 · currencyfair.com
Upfront fee display
YesRead 20 Sep 2026 · currencyfair.com

Plans and prices

International transfer €3 a month €3 or currency equivalent when sending money or transferring out Flat transfer fee after currency exchange · Currency equivalent may apply · CurrencyFair also adds a currency-exchange margin Read 20 Sep 2026 · currencyfair.com
Business account €3, paid once per send or Transfer Out after exchange no setup charge · no monthly fee or premium · typically around 0.53% exchange margin Read 28 Sep 2026 · currencyfair.com
Personal account €3, paid once per send or Transfer Out after exchange no setup charge · no monthly fee · typically around 0.53% exchange margin Read 28 Sep 2026 · currencyfair.com

Every CurrencyFair plan and price →

Strong points and limits

Strong points

  • Transfers involve more than 150 countries and 20 currencies.
  • Quick Trade and rate-setting Marketplace Trades are available.
  • Transfers can be tracked and scheduled.
  • Free plan is listed.
  • Web, iOS, Android, and partner API are supported.

Limits

  • International transfers list a €3 or currency-equivalent charge after exchange.
  • CurrencyFair adds a currency-exchange margin.
  • Identity verification is required.
  • Verification may require up to two proofs of address.

Who it suits

CurrencyFair suits individuals and businesses sending or receiving international payments through bank recipients. Business customers who need to pay overseas workers or hold multiple currencies may also find its listed tools relevant.

Verdict

CurrencyFair lists several transfer methods and business payment uses, alongside tracking, scheduling, and rate alerts. Check the per-transfer charge and exchange margin, and be prepared for identity verification.

Where Specifiction places it

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