Best Money Transfer Apps in 2026
Updated
82ranked
15free plans on this page
$0.99/molowest paid tier
12 Oct 2026last checked
Input list Money Transfer Apps 25 channels on this page · 118 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromRecipient methodsTransfer speedExchange-rate modelMobile platformsUpfront fee displayTransfer tracking Spec sheet Score
26 Eversend Free planPaid fromRecipient methodsTransfer speedinstantExchange-rate modelvariableMobile platformsbothUpfront fee displayYesTransfer trackingYes 5/8spec lines stated 7.8
27 Neteller Free planYesPaid fromRecipient methodsTransfer speedExchange-rate modelMobile platformsUpfront fee displayTransfer tracking 1/8spec lines stated 7.8
28 Vipps MobilePay Free planYesPaid fromRecipient methodsTransfer speedinstantExchange-rate modelvariableMobile platformsbothUpfront fee displayYesTransfer trackingYes 6/8spec lines stated 7.8
29 Satispay Free planYesPaid fromRecipient methodsbankTransfer speedinstantExchange-rate modelMobile platformsbothUpfront fee displayYesTransfer trackingYes 6/8spec lines stated 7.8
30 Touch 'n Go eWallet Free planYesPaid fromRecipient methodsTransfer speedinstantExchange-rate modelvariableMobile platformsbothUpfront fee displayYesTransfer trackingYes 6/8spec lines stated 7.8
31 Afriex Free planYesPaid fromRecipient methodsTransfer speedinstantExchange-rate modelvariableMobile platformsbothUpfront fee displayYesTransfer trackingYes 6/8spec lines stated 7.8
32 Google Pay Free planYesPaid fromRecipient methodsTransfer speedExchange-rate modelMobile platformsUpfront fee displayTransfer tracking 1/8spec lines stated 7.8
33 TrueMoney Free planPaid fromRecipient methodsTransfer speedinstantExchange-rate modelvariableMobile platformsbothUpfront fee displayYesTransfer trackingYes 5/8spec lines stated 7.7
34 Careem Pay Free planPaid fromRecipient methodsTransfer speedinstantExchange-rate modelvariableMobile platformsbothUpfront fee displayYesTransfer trackingYes 5/8spec lines stated 7.7
35 e& money Free planYesPaid fromRecipient methodsTransfer speedinstantExchange-rate modelmarkupMobile platformsbothUpfront fee displayYesTransfer trackingYes 6/8spec lines stated 7.7
36 Mercado Pago Free planYesPaid fromRecipient methodsTransfer speedinstantExchange-rate modelMobile platformsbothUpfront fee displayTransfer tracking 3/8spec lines stated 7.6
37 Chipper Cash Free planYesPaid fromRecipient methodsbankTransfer speedinstantExchange-rate modelmarkupMobile platformsbothUpfront fee displayYesTransfer tracking 6/8spec lines stated 7.6
38 PayPay Free planYesPaid fromRecipient methodsTransfer speedinstantExchange-rate modelMobile platformsbothUpfront fee displayTransfer trackingYes 4/8spec lines stated 7.5
39 DANA Free planYesPaid fromRecipient methodsTransfer speedExchange-rate modelMobile platformsbothUpfront fee displayYesTransfer trackingYes 4/8spec lines stated 7.5
40 Western Union Free planNoPaid fromRecipient methodsbankTransfer speedinstantExchange-rate modelmarkupMobile platformsbothUpfront fee displayYesTransfer trackingYes 7/8spec lines stated 7.4
41 Mukuru Free planNoPaid fromRecipient methodsTransfer speedinstantExchange-rate modelvariableMobile platformsbothUpfront fee displayTransfer trackingYes 5/8spec lines stated 7.4
42 Grey Free planYesPaid from$0.45one-timeRecipient methodsbankTransfer speedinstantExchange-rate modelmarkupMobile platformsbothUpfront fee displayYesTransfer trackingYes 8/8spec lines stated 7.4
43 bKash Free planYesPaid fromRecipient methodsTransfer speedinstantExchange-rate modelMobile platformsbothUpfront fee displayTransfer tracking 3/8spec lines stated 7.4
44 Nequi Free planYesPaid fromRecipient methodswalletTransfer speedinstantExchange-rate modelMobile platformsbothUpfront fee displayTransfer trackingYes 5/8spec lines stated 7.4
45 Ziina Free planYesPaid fromRecipient methodswalletTransfer speedinstantExchange-rate modelvariableMobile platformsbothUpfront fee displayYesTransfer trackingYes 7/8spec lines stated 7.4
46 Airtm Embedded Payments Free planPaid fromRecipient methodsTransfer speedinstantExchange-rate modelvariableMobile platformsUpfront fee displayYesTransfer trackingYes 4/8spec lines stated 7.3
47 Maya Free planYesPaid fromRecipient methodsTransfer speedinstantExchange-rate modelMobile platformsbothUpfront fee displayYesTransfer trackingYes 5/8spec lines stated 7.3
48 JazzCash Free planYesPaid fromRecipient methodsTransfer speedinstantExchange-rate modelMobile platformsbothUpfront fee displayTransfer tracking 3/8spec lines stated 7.3
49 TWINT Free planYesPaid fromRecipient methodswalletTransfer speedinstantExchange-rate modelMobile platformsbothUpfront fee displayYesTransfer trackingYes 6/8spec lines stated 7.3
50 M-PESA Free planPaid fromRecipient methodsTransfer speedExchange-rate modelMobile platformsbothUpfront fee displayTransfer tracking 1/8spec lines stated 7.2
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Recipient methods | Transfer speed |
|---|---|---|---|---|---|---|---|---|
| 26 | Eversend | 7.8 | $0.99/mo | instant | ||||
| 27 | Neteller | 7.8 | Free plan | Free | Yes | |||
| 28 | Vipps MobilePay | 7.8 | Yes | instant | ||||
| 29 | Satispay | 7.8 | Free plan | €3.99/mo | Yes | bank | instant | |
| 30 | Touch 'n Go eWallet | 7.8 | Free plan | Free | Yes | instant | ||
| 31 | Afriex | 7.8 | Free plan | Free | Yes | instant | ||
| 32 | Google Pay | 7.8 | Free plan | Free | Yes | |||
| 33 | TrueMoney | 7.7 | instant | |||||
| 34 | Careem Pay | 7.7 | instant | |||||
| 35 | e& money | 7.7 | Free plan | AED 23.81/mo | Yes | instant | ||
| 36 | Mercado Pago | 7.6 | Free plan | Free | Yes | instant | ||
| 37 | Chipper Cash | 7.6 | Free plan | $1/mo | Yes | bank | instant | |
| 38 | PayPay | 7.5 | Free plan | $1,980/mo | Yes | instant | ||
| 39 | DANA | 7.5 | Free plan | Free | Yes | |||
| 40 | Western Union | 7.4 | No | bank | instant | |||
| 41 | Mukuru | 7.4 | No | instant | ||||
| 42 | Grey | 7.4 | Yes | $0.45one-time | bank | instant | ||
| 43 | bKash | 7.4 | Yes | instant | ||||
| 44 | Nequi | 7.4 | Free plan | Free | Yes | wallet | instant | |
| 45 | Ziina | 7.4 | Free plan | Yes | wallet | instant | ||
| 46 | Airtm Embedded Payments | 7.3 | instant | |||||
| 47 | Maya | 7.3 | Free plan | Free | Yes | instant | ||
| 48 | JazzCash | 7.3 | Free plan | PKR 99/mo | Yes | instant | ||
| 49 | TWINT | 7.3 | Free plan | Free | Yes | wallet | instant | |
| 50 | M-PESA | 7.2 |
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