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SPECIFICTION
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easypaisa

easypaisa.com.pk

Free plan WebiOSAndroidAPI
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Spec score 8.8 #5 of 44 in Digital Wallet Apps

What it is

easypaisa is a digital banking and payment service from Karachi, Pakistan, available on Android, iOS, web, and through an API. Customers can send money to easypaisa accounts, CNICs, bank accounts, and Raast IDs, with transfers described as instant. The app pays bills for more than 1,500 organisations, including utilities, internet, telephone, and credit-card billers. It also provides mobile load and packages for Pakistani networks, plus savings, loans, international remittances, insurance, donations, and buy now pay later services. Businesses can accept online and QR payments, Mini Apps, and payment links, or connect the gateway to a website or mobile app. The service lists online payments and retail Till and QR payments as free. Transfers to another easypaisa account are free for the first five monthly transactions, then cost 1% for transactions six through ten and 2% thereafter, including tax. Account limits vary by level and can be increased by verification and upgrade.

Spec sheet

Purpose
Easypaisa provides digital banking and payment services through its app and mobile account.Read 11 Oct 2026 · easypaisa.com.pk
Free plan
YesRead 20 Sep 2026 · play.google.com
Integrations
The merchant gateway supports payment integration with a website or mobile app and offers payment integration guides.Read 11 Oct 2026 · easypay.easypaisa.com.pk
Security
The bank's customer protection document includes protection against fraud and invasion of privacy among its guiding principles.Read 11 Oct 2026 · easypaisa.com.pk
Support
The bill payments page lists customer support at 111 00 3737 and [email protected].Read 11 Oct 2026 · easypaisa.com.pk
Headquarters
The website lists its address as 21 Fazeelat Arcade, G-11 Markaz, Islamabad, Pakistan.Read 11 Oct 2026 · easypaisa.com.pk
Founded
The company's 2011 annual report says easypaisa was launched on October 15, 2009.Read 11 Oct 2026 · easypaisa.com.pk
Account limits
Easypaisa says customers can increase daily, monthly, or yearly sending limits by verifying and upgrading their account in the app.Read 11 Oct 2026 · easypaisa.com.pk
Account opening fee
The bank charges schedule lists new mobile account opening at Rs. 0.00.Read 11 Oct 2026 · easypaisa.com.pk
Additional services
The app lists savings, loans, international remittances, insurance, donations, and buy now pay later among its services.Read 11 Oct 2026 · easypaisa.com.pk
Bill payments
The app supports payments to more than 1,500 billing organisations, including utility, internet, telephone, and credit card billers.Read 11 Oct 2026 · easypaisa.com.pk
Digital banking
easypaisa describes itself as a digital bank offering financial services through its platform.Read 11 Oct 2026 · easypaisa.com.pk
Fees
The bank's schedule lists online payments and retail Till and QR payments as free, while some transfers and other services have charges.Read 11 Oct 2026 · easypaisa.com.pk
Merchant integration
The merchant portal provides payment integration guides and a demo of the payment page integration and user flow.Read 11 Oct 2026 · easypay.easypaisa.com.pk
Merchant payment methods
The online payment gateway supports easypaisa Mobile Account payments and OTC payments through an easypaisa token payable at 1LINK banks and franchises.Read 11 Oct 2026 · merchantportal.easypaisa.com.pk
Merchant payments
Businesses can use easypaisa for online payments, QR payments, Mini Apps, and payment links.Read 11 Oct 2026 · merchantportal.easypaisa.com.pk
Merchant support
The merchant portal lists [email protected] and hotline 62632, available from 10 AM to 5 PM.Read 11 Oct 2026 · merchantportal.easypaisa.com.pk
Mobile platforms
bothRead 20 Sep 2026 · play.google.com
Mobile services
The app offers mobile load and mobile packages for networks in Pakistan.Read 11 Oct 2026 · easypaisa.com.pk
Money transfers
The app supports transfers to easypaisa accounts, CNICs, and bank accounts, as well as Raast transfers.Read 11 Oct 2026 · easypaisa.com.pk
Regulatory status
The State Bank of Pakistan declared Easypaisa Bank Limited a scheduled bank effective January 23, 2025.Read 11 Oct 2026 · sbp.org.pk
Security credentials
The wallet terms define an MPIN for financial transactions and an OTP for accessing the Android or iOS mobile application.Read 11 Oct 2026 · easypaisa.com.pk
Target users
The merchant portal presents its payment tools for entrepreneurs and businesses accepting customer payments.Read 11 Oct 2026 · merchantportal.easypaisa.com.pk
Transfer fees
The money transfer page says transfers to another easypaisa account are free for the first five monthly transactions; transactions six through ten cost 1% and subsequent transactions cost 2% of the amount, including tax.Read 11 Oct 2026 · easypaisa.com.pk
Transfer speed
instantRead 20 Sep 2026 · play.google.com
Transfers
Customers can send money to other Easypaisa accounts, bank accounts, and Raast IDs through the app.Read 11 Oct 2026 · easypaisa.com.pk
Usage limits
The bill payment page says transactions may fail if a user's daily, monthly, or yearly limit is exceeded, and advises upgrading the account to increase the limit.Read 11 Oct 2026 · easypaisa.com.pk

Plans and prices

Easypaisa Mobile Account Free No account fee listed; transaction limits vary by account level Read 11 Oct 2026 · easypaisa.com.pk

Every easypaisa plan and price →

Strong points and limits

Strong points

  • Android, iOS, web, and API availability
  • Transfers described as instant
  • Bill payments cover over 1,500 organisations
  • Online and QR merchant payments listed as free
  • New mobile account opening listed at Rs. 0.00

Limits

  • Transfer fees apply after five monthly account transfers
  • Daily, monthly, and yearly limits can block transactions
  • No free trial is listed

Who it suits

It suits people in Pakistan who need mobile banking, transfers, bill payments, and mobile services. Its merchant tools target entrepreneurs and businesses accepting customer payments.

Verdict

easypaisa combines personal digital banking, payments, and merchant acceptance in one platform. Its broad service list is useful, but transfer charges and account-level limits should be checked before regular use.

Where Specifiction places it

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