Tech riderRev. 9 Oct 2026

TWINT

1Runs onAndroid, iOS, Web
2CostsFree plan
3Recipient methodswallet
4Transfer speedinstant
5Mobile platformsboth
6Upfront fee displayYes
7Transfer trackingYes
8Scheduled transfersYes

8 lines stated Written from the maker's own pages: twint.ch

Overview

TWINT is ranked #49 of 82 in money transfer apps on Specifiction, made by TWINT (Zurich, Switzerland). It runs on Android, iOS, Web. There is a free plan.

TWINT plans and pricing

All plans

TWINT app Free Free app for iOS and Android; the page gives no price. Mobile app for cashless payments; link it to an account twint.ch · 9 Oct 2026

TWINT QR code sticker Free 1.3% of the payment amount, with no minimum fee; free physical stickers; optional payment information costs CHF 0.30 per payment. Merchant payments in physical stores; no activation fee or fixed monthly costs; no daily or monthly merchant limits twint.ch · 9 Oct 2026

TWINT payment link Free 1.35% of the payment amount plus CHF 0.30 per payment; no activation fee or fixed monthly costs. Merchant distance payments; no online shop or programming knowledge required; unlimited payments twint.ch · 9 Oct 2026

Compared on money transfer apps

Free plan: Yestwint.ch
Recipient methods: wallettwint.ch
Transfer speed: instanttwint.ch
Mobile platforms: bothtwint.ch
Upfront fee display: Yestwint.ch
Transfer tracking: Yestwint.ch
Scheduled transfers: Yestwint.ch

Facts

What it does: TWINT is a mobile payment app for cashless payments, including payments between users and payments to authorized merchants.twint.ch · 9 Oct 2026
Consumer payments: Users can pay at physical checkouts, in online shops, on public transport, and for parking, as well as send, request, or split money with other users.twint.ch · 9 Oct 2026
App features: The app also offers loyalty cards, digital vouchers, insurance, mobility payments, and subscription comparisons.twint.ch · 9 Oct 2026
Merchant solutions: Merchant options include QR code stickers, payment terminals, POS systems, online shop payments, Express Checkout, pay later, payment links, and app shop payments.twint.ch · 9 Oct 2026
Online integrations: TWINT supports online shop integration through approved plug-ins, payment service providers, or direct integration; Express Checkout is available for Magento, Shopware, and WooCommerce.twint.ch · 9 Oct 2026
Merchant portal: The Business Portal provides payment notifications and key figures and lets merchants manage stores, teams, and employee roles.twint.ch · 9 Oct 2026
Merchant limit: TWINT says there are no daily or monthly limits for merchants using its QR code sticker solution.twint.ch · 9 Oct 2026
Security: TWINT says it regularly audits and reviews its security features and follows fintech security standards and national data directives and legislation.twint.ch · 9 Oct 2026
Data protection: TWINT says personal data is stored securely in Switzerland and is not shared without express consent.twint.ch · 9 Oct 2026
Account access: The app can be protected with a PIN, fingerprint sensor, or facial recognition, and transactions take place in TWINT’s secure environment rather than storing money on the phone.twint.ch · 9 Oct 2026
Support: Private customers can use the FAQ, TWINT Bot, or customer service in the app; business customer service is available Monday to Friday, 9 a.m. to 5 p.m.twint.ch · 9 Oct 2026
Who it serves: TWINT describes its QR code sticker as a solution for small and medium-sized merchants and its payment options as serving businesses across industries.twint.ch · 9 Oct 2026