Tech riderRev. 4 Oct 2026
- 1Runs onAndroid, iOS, Web
- 2CostsFree plan
2 lines stated Written from the maker's own pages: venmo.com

Overview
Venmo is ranked #9 of 81 in money transfer apps on Specifiction, made by Venmo (San Jose, California, United States). It runs on Android, iOS, Web. There is a free plan.
Venmo plans and pricing
All plansVenmo business profile Free No monthly or setup fees; transaction fees apply Direct and QR code payments: 1.9% + $0.10 · Tap to Pay transactions: 2.9% + $0.09 · Fees are non-refundable venmo.com · 4 Oct 2026
Personal Venmo account Free Monthly fee: $0.00 Sending to Venmo accounts using balance, debit card, or bank account: $0.00 · Credit card payments: 3.00% · Instant Transfer: 1.75% (minimum $0.25 fee, maximum $25 fee) venmo.com · 4 Oct 2026
Compared on money transfer apps
- Free plan
- Yesvenmo.com
Facts
- Transfer speed
- instantvenmo.com · 20 Sept 2026
- Exchange-rate model
- markupvenmo.com · 20 Sept 2026
- Mobile platforms
- bothvenmo.com · 20 Sept 2026
- Upfront fee display
- Yesvenmo.com · 20 Sept 2026
- Transfer tracking
- Yesvenmo.com · 20 Sept 2026
- Scheduled transfers
- Yesvenmo.com · 20 Sept 2026
- Payments
- Venmo lets users send money to friends, pay businesses, and check out when shopping.venmo.com · 4 Oct 2026
- Social features
- Users can split group expenses, schedule payments, send gift cards, and add Venmojis or GIFs to payments.venmo.com · 4 Oct 2026
- Business use
- Business profiles are designed for sole proprietors, casual sellers, and small businesses, and keep business and personal transactions separate.venmo.com · 4 Oct 2026
- Checkout integrations
- Businesses can offer Venmo checkout in their apps or on their mobile websites.venmo.com · 4 Oct 2026
- Tap to Pay
- A business profile can accept cards, Apple Pay, Google Pay, and other digital wallets using a compatible mobile device.venmo.com · 4 Oct 2026
- Security
- Venmo says it encrypts transactions and account information, monitors account activity for unauthorized transactions, and supports multifactor authentication and app PINs.venmo.com · 4 Oct 2026
- Purchase protection
- Venmo says eligible purchases can receive Purchase Protection when users mark the payment as a purchase in the app.venmo.com · 4 Oct 2026
- Personal payment limits
- Venmo says it does not offer buyer or seller protection for payments between users who do not know each other.venmo.com · 4 Oct 2026
- Support
- Venmo directs users to its Help Center for customer support and lists automated and live-agent customer service as having no fee.venmo.com · 4 Oct 2026
- Availability
- The user agreement says users must be in the United States and have a U.S. bank account to use Venmo services.venmo.com · 4 Oct 2026
- Company
- Venmo says it has been an app for payments between friends since 2009 and is owned by PayPal.venmo.com · 4 Oct 2026
Company
- Founded
- 2009venmo.com · 28 Sept 2026
- Headquarters
- San Jose, California, United Statesvenmo.com · 28 Sept 2026
Best Venmo alternatives
See all 20 All accessCh 01 Wise Free planAndroidiOS Free to start8.8 All accessCh 02 TransferGo Free planAndroidiOS Free to start8.8 All accessCh 03 Remitly Free planAndroidiOS Free to start8.6 All accessCh 04 Paysera Free planAndroidAPI Free to start8.5 All accessCh 05 Panda Remit Free planAndroidiOS from A$6.99/mo8.4 All accessCh 06 OFX WebiOS 8.2
Where it ranks on Specifiction
Is Venmo yours?
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Sources
- venmo.com/legal/fees· checked 20 Sept 2026
- venmo.com· checked 4 Oct 2026
- venmo.com/business/start· checked 4 Oct 2026
- venmo.com/business/accept-venmo· checked 4 Oct 2026
- venmo.com/business/tap-to-pay· checked 4 Oct 2026
- venmo.com/about/security· checked 4 Oct 2026
- venmo.com/about/us/trust-and-safety· checked 4 Oct 2026
- venmo.com/legal/us-user-agreement· checked 4 Oct 2026
- venmo.com/about· checked 4 Oct 2026




