Send App vs Venmo
Send App
send.flutterwave.com
Venmo
venmo.comSide by side
| Figure | Send App | Venmo |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 5 | 2 |
| Spec score · Money Transfer Apps | 9.1 (#3) | 8.3 (#26) |
| Availability | The homepage lists supported sending and receiving locations across Europe, Africa, the United Kingdom, and the United States. | The user agreement says users must be in the United States and have a U.S. bank account to use Venmo services. |
| Exchange-rate model | variable | markup |
| Upfront fee display | Yes | Yes |
| Founded | 2016 | 2009 |
| Headquarters | San Francisco, California, United States | San Jose, California, United States |
| Mobile platforms | both | both |
| Support | Send provides a Help Center and invites users to contact its support team when help articles do not answer their questions. | Venmo directs users to its Help Center for customer support and lists automated and live-agent customer service as having no fee. |
| Transfer speed | instant | instant |
| Transfer tracking | Yes | Yes |
Plans
Send App
- Send App international money transfersFree
- Send App Travel Card$5, paid once
- Europe, United States or United Kingdom transferPrice not published
- Nigeria domestic NGN transferPrice not published
- Nigeria outbound transfersPrice not published
In their own words
Send App
Send App has no write-up on Specifiction yet; its figures are above.
Venmo
Venmo lets users send money to friends, pay businesses, and check out when shopping. It runs on Android, iOS, and the web, with instant transfers, tracking, and scheduled payments. Users can split group expenses, send gift cards, and add Venmojis or GIFs to payments. Business profiles separate business from personal transactions; businesses can also offer Venmo checkout in apps or mobile websites. With a compatible mobile device, a business profile can accept cards, Apple Pay, Google Pay, and other digital wallets through Tap to Pay.
Venmo says it encrypts transactions and account information, monitors activity for unauthorized transactions, and supports multifactor authentication and app PINs. Eligible purchases may qualify for Purchase Protection when marked as purchases in the app, but payments to people users do not know lack buyer and seller protection. Personal accounts cost nothing for transfers from a balance, debit card, or bank account; credit card payments cost 3.00%, and Instant Transfer costs 1.75% (minimum $0.25 fee, maximum $25 fee). Business profiles have no monthly or setup fees, but transaction fees apply. Venmo use requires being in the United States and having a U.S. bank account.