Tech riderRev. 8 Oct 2026

Grey

Ch 427.4of 82Money Transfer Apps

1Runs onAndroid, API, iOS, Web
2Recipient methodsbank
3Transfer speedinstant
4Exchange-rate modelmarkup
5Mobile platformsboth
6Upfront fee displayYes
7Transfer trackingYes

7 lines stated Written from the maker's own pages: support.grey.co, grey.co

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Overview

Grey is ranked #42 of 82 in money transfer apps on Specifiction, made by Grey (Middletown, Delaware, United States). It runs on Android, API, iOS, Web.

Grey plans and pricing

All plans

Grey virtual card $5 once One-time fee to create a virtual card; no monthly charges after that. Requires at least $5 in USD balance or equivalent in another currency grey.co · 8 Oct 2026

Compared on money transfer apps

Free plan: Yessupport.grey.co
Paid from: $0.45one-timesupport.grey.co
Recipient methods: banksupport.grey.co
Transfer speed: instantsupport.grey.co
Exchange-rate model: markupsupport.grey.co
Mobile platforms: bothsupport.grey.co
Upfront fee display: Yessupport.grey.co
Transfer tracking: Yessupport.grey.co

Facts

What it does: Grey lets users receive, send, exchange, and manage multiple currencies in one app.grey.co · 8 Oct 2026
Foreign accounts: Users can open a free foreign bank account with no minimum deposit and receive payments from platforms including Deel, Upwork, Fiverr, and Amazon.grey.co · 8 Oct 2026
Account features: Foreign accounts include account statements, proof of account, payment invoices, instant transaction notifications, and withdrawals to a local account.grey.co · 8 Oct 2026
Business payouts: Grey Business supports CSV bulk payouts to local bank accounts and mobile money in more than 170 countries.grey.co · 8 Oct 2026
Business API: Grey Business offers APIs to automate payouts and integrate Grey into a finance stack.grey.co · 8 Oct 2026
USDC: Grey Business supports USDC deposits and payouts through BEP20 and Solana.grey.co · 8 Oct 2026
Virtual cards: Grey virtual cards can be added to Apple Pay or Google Pay and used at Visa merchants online, in apps, and in physical stores.grey.co · 8 Oct 2026
Card limit: Grey states that card payments in non-USD currencies incur currency conversion fees.grey.co · 8 Oct 2026
Security: Grey describes two-factor authentication, session controls, and 3D Secure transaction verification as security features.grey.co · 8 Oct 2026
Regulation and banking: Grey says it is a financial technology company, not a bank, and that banking services are provided by licensed banking partners; its Canadian and US entities are regulated by FINTRAC and FinCEN, respectively.grey.co · 8 Oct 2026
Business onboarding: Grey Business requires KYB documents, and its FAQ says account setup typically takes 1–3 business days after KYB verification.grey.co · 8 Oct 2026
Who it is for: Grey says it serves global professionals including remote workers, digital nomads, freelancers, and individuals.grey.co · 8 Oct 2026
Support: Grey lists [email protected] as a contact and links to its help center and FAQ.grey.co · 8 Oct 2026