Grey

Spec sheet

What it does

Grey lets users receive, send, exchange, and manage multiple currencies in one app.Read 8 Oct 2026 · grey.co

Free plan

YesRead 22 Sep 2026 · support.grey.co

Paid from

0.45Read 22 Sep 2026 · support.grey.co

Security

Grey describes two-factor authentication, session controls, and 3D Secure transaction verification as security features.Read 8 Oct 2026 · grey.co

Support

Grey lists [email protected] as a contact and links to its help center and FAQ.Read 8 Oct 2026 · grey.co

Headquarters

Middletown, Delaware, United StatesRead 28 Sep 2026 · grey.co

Founded

2020Read 28 Sep 2026 · grey.co

Account features

Foreign accounts include account statements, proof of account, payment invoices, instant transaction notifications, and withdrawals to a local account.Read 8 Oct 2026 · grey.co

Business API

Grey Business offers APIs to automate payouts and integrate Grey into a finance stack.Read 8 Oct 2026 · grey.co

Business onboarding

Grey Business requires KYB documents, and its FAQ says account setup typically takes 1–3 business days after KYB verification.Read 8 Oct 2026 · grey.co

Business payouts

Grey Business supports CSV bulk payouts to local bank accounts and mobile money in more than 170 countries.Read 8 Oct 2026 · grey.co

Card limit

Grey states that card payments in non-USD currencies incur currency conversion fees.Read 8 Oct 2026 · grey.co

Exchange-rate model

markupRead 22 Sep 2026 · support.grey.co

Foreign accounts

Users can open a free foreign bank account with no minimum deposit and receive payments from platforms including Deel, Upwork, Fiverr, and Amazon.Read 8 Oct 2026 · grey.co

Mobile platforms

bothRead 22 Sep 2026 · support.grey.co

Recipient methods

bankRead 22 Sep 2026 · support.grey.co

Regulation and banking

Grey says it is a financial technology company, not a bank, and that banking services are provided by licensed banking partners; its Canadian and US entities are regulated by FINTRAC and FinCEN, respectively.Read 8 Oct 2026 · grey.co

Transfer speed

instantRead 22 Sep 2026 · support.grey.co

Transfer tracking

YesRead 22 Sep 2026 · support.grey.co

Upfront fee display

YesRead 22 Sep 2026 · support.grey.co

USDC

Grey Business supports USDC deposits and payouts through BEP20 and Solana.Read 8 Oct 2026 · grey.co

Virtual cards

Grey virtual cards can be added to Apple Pay or Google Pay and used at Visa merchants online, in apps, and in physical stores.Read 8 Oct 2026 · grey.co

Who it is for

Grey says it serves global professionals including remote workers, digital nomads, freelancers, and individuals.Read 8 Oct 2026 · grey.co

Plans and prices

Every Grey plan and price →

Where Specifiction places it

• Money Transfer Apps#30 of 818.3