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SPECIFICTION
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Kakao Pay

kakaopay.com

Free plan iOSAndroidAPI
Visit kakaopay.com
Spec score 8.2 #20 of 71 in Payment Processing Software

Spec sheet

What it does
Kakao Pay offers payments, money transfers, points, asset management, insurance, loans, and investment services.Read 11 Oct 2026 · play.google.com
Free plan
YesRead 20 Sep 2026 · play.google.com
Security
Kakao Pay states it holds ISMS-P and ISO/IEC 27001 certifications for service operations, with the listed ISMS-P validity running from June 1, 2026 to May 31, 2029.Read 11 Oct 2026 · kakaopay.com
Support
The app listing says KakaoTalk chatbot support is available 24/7, agents are available weekdays 9:00 a.m.–5:30 p.m., and the customer center is open weekdays 9:00 a.m.–6:00 p.m.Read 11 Oct 2026 · play.google.com
Headquarters
Seongnam, Gyeonggi-do, South KoreaRead 23 Sep 2026 · kakaopay.com
Asset management
Kakao Pay presents a consolidated view of financial assets and provides financial schedule and spending management features.Read 11 Oct 2026 · kakaopay.com
Bills and memberships
The service supports receiving and paying bills through KakaoTalk and linking memberships to check benefits.Read 11 Oct 2026 · kakaopay.com
Eligibility and platform
Kakao Pay's Android app listing describes the service as available for payments and finance, and the iOS listing identifies iPhone and Apple Watch support.Read 11 Oct 2026 · apps.apple.com
Insurance
Users can review existing coverage, submit some claims without paperwork, compare insurers, and explore insurance products.Read 11 Oct 2026 · kakaopay.com
Investing
Kakao Pay Securities offers investment features including stock information, charts, funds, and recurring investment; the page says investment services are provided by Kakao Pay Securities.Read 11 Oct 2026 · kakaopay.com
Merchant API
Its online payment API supports one-time and recurring payments, order lookup, cancellation, and requires merchant affiliation for production use.Read 11 Oct 2026 · developers.kakaopay.com
Merchant integrations
Kakao Pay lists online merchants including Baemin, Yanolja, Jeju Air, AliExpress, and Nike, and offline merchants including GS25, CU, Starbucks, and Olive Young.Read 11 Oct 2026 · kakaopay.com
Mobile platforms
bothRead 20 Sep 2026 · play.google.com
Payment methods
The service supports card payments, Kakao Pay Money, and Kakao Pay Points, including automatic payment options.Read 11 Oct 2026 · kakaopay.com
Payments
Kakao Pay says users can pay online and offline at more than 800,000 locations, using biometric authentication online and barcodes in person.Read 11 Oct 2026 · kakaopay.com
Scheduled transfers
YesRead 20 Sep 2026 · play.google.com
Transfer speed
instantRead 20 Sep 2026 · play.google.com
Transfer tracking
YesRead 20 Sep 2026 · play.google.com
Transfers
Users can send money to nearby people without knowing their account number and schedule or automate transfers.Read 11 Oct 2026 · apps.apple.com

Plans and prices

Kakao Pay Free No subscription price listed · Consumer payments and finance service Read 11 Oct 2026 · kakaopay.com

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Where Specifiction places it

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