Helcim vs Kakao Pay
Helcim
helcim.com
Kakao Pay
kakaopay.comSide by side
| Figure | Helcim | Kakao Pay |
|---|---|---|
| Price from | $0.40/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| Windows | Yes | — |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 1 |
| Spec score · Payment Processing Software | 9.2 (#3) | 8.2 (#20) |
| Free plan | No | Yes |
| Headquarters | Helcim lists its primary headquarters at 440 2 Ave SW, Suite 400, Calgary, Alberta T2P 5E9, Canada. | Seongnam, Gyeonggi-do, South Korea |
| Payment methods | Its in-person tools accept major payment types, including Apple Pay and Google Pay. | The service supports card payments, Kakao Pay Money, and Kakao Pay Points, including automatic payment options. |
| Security | Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. | Kakao Pay states it holds ISMS-P and ISO/IEC 27001 certifications for service operations, with the listed ISMS-P validity running from June 1, 2026 to May 31, 2029. |
| Support | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. | The app listing says KakaoTalk chatbot support is available 24/7, agents are available weekdays 9:00 a.m.–5:30 p.m., and the customer center is open weekdays 9:00 a.m.–6:00 p.m. |
| What it does | Helcim is a payment-processing platform for small and medium-sized businesses accepting card, debit and ACH/EFT payments online and in person. | Kakao Pay offers payments, money transfers, points, asset management, insurance, loans, and investment services. |
Plans
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
In their own words
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.