Helcim
helcim.com
What it is
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.
Spec sheet
- What it does
- Helcim is a payment-processing platform for small and medium-sized businesses accepting card, debit and ACH/EFT payments online and in person.Read 15 Oct 2026 · g2.com
- Product
- Helcim provides payment processing tools for businesses to accept payments in person, online, by invoice, or through a virtual terminal.Read 30 Sep 2026 · helcim.com
- Free plan
- NoRead 20 Sep 2026 · helcim.com
- Integrations
- Listed integrations include QuickBooks Online, Xero, WooCommerce and Foxy, with additional software connections available.Read 15 Oct 2026 · g2.com
- Security
- Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit.Read 30 Sep 2026 · helcim.com
- Support
- Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day.Read 30 Sep 2026 · helcim.com
- Headquarters
- Helcim lists its primary headquarters at 440 2 Ave SW, Suite 400, Calgary, Alberta T2P 5E9, Canada.Read 15 Oct 2026 · linkedin.com
- Founded
- LinkedIn lists Helcim as founded in 2006.Read 15 Oct 2026 · linkedin.com
- ACH payments
- Eligible merchants can accept ACH through tools such as invoicing, recurring payments, payment requests, and Virtual Terminal.Read 30 Sep 2026 · helcim.com
- ACH pricing
- US and Canadian ACH/EFT-PAD payments are priced at 0.5% plus $0.25, capped at $6, with an additional 0.05% above $25,000.Read 15 Oct 2026 · helcim.com
- API authentication
- API endpoints require a Helcim API token and accept requests only from a secure back-end server.Read 15 Oct 2026 · devdocs.helcim.com
- API scope
- The REST-style API covers payments, invoices, customers, ACH payments, payment hardware and recurring plans.Read 15 Oct 2026 · devdocs.helcim.com
- API security
- API traffic uses HTTPS on port 443 with SHA-256 certificates and disables SSLv3, TLS 1.0 and TLS 1.1.Read 15 Oct 2026 · devdocs.helcim.com
- Card data
- Helcim says its Card Vault tokenizes stored payment details so merchants can take future or recurring payments without keeping card numbers on their own systems.Read 30 Sep 2026 · helcim.com
- Company legal name
- The Google Play listing identifies the developer as Helcim Inc.Read 15 Oct 2026 · play.google.com
- Company size
- Crunchbase places Helcim in the 101–250 employee range.Read 15 Oct 2026 · crunchbase.com
- Developer documentation
- Helcim publishes API guides, API reference pages, authentication instructions and a changelog in its developer documentation.Read 15 Oct 2026 · devdocs.helcim.com
- Funding news
- Helcim announced a $53 million Series C led by BDC Capital's Growth Venture Fund on August 21, 2026.Read 15 Oct 2026 · helcim.com
- Intended customers
- Helcim describes its mission as serving small businesses with a transparent, affordable payments partner.Read 30 Sep 2026 · helcim.com
- Inventory
- Inventory tools support product catalogs, CSV imports, stock counts and low-inventory alerts.Read 15 Oct 2026 · techradar.com
- Invoicing
- Helcim includes online invoicing with itemized charges, billable hours, payment reminders and card or ACH payment collection.Read 15 Oct 2026 · techradar.com
- Limit: customization
- TechRadar says Helcim has limited customization and limited third-party integration for larger retailers.Read 15 Oct 2026 · techradar.com
- Limit: hardware dependence
- TechRadar reports that Helcim POS software runs on Helcim hardware, limiting use with merchants' existing POS equipment.Read 15 Oct 2026 · techradar.com
- Limit: mobile app issues
- Google Play reviews report checkout glitches, account lockouts, desktop-only tasks and dissatisfaction with some WooCommerce checkout behavior.Read 15 Oct 2026 · play.google.com
- Limit: onboarding and holds
- Trustpilot reviews include complaints about payment delays, account termination and intrusive verification or compliance checks.Read 15 Oct 2026 · trustpilot.com
- Limit: pricing expectations
- A G2 reviewer complained that an advertised average rate did not match the effective rate on a large transaction and that onboarding required extensive financial documents.Read 15 Oct 2026 · g2.com
- Merchant scale
- The August 21, 2026 company announcement says Helcim served more than 22,000 active merchants and had surpassed $150 million in annual revenue.Read 15 Oct 2026 · helcim.com
- Notable limits
- The POS app page says Helcim Payments is incompatible with Chromebooks and LG L322DL devices.Read 30 Sep 2026 · learn.helcim.com
- Online checkout
- Merchants can build a no-code online checkout or storefront and synchronize its catalog with POS inventory.Read 15 Oct 2026 · techradar.com
- Payment Extension
- The Helcim Payment Extension embeds Helcim processing into supported third-party business software without changing the merchant's existing workflow.Read 15 Oct 2026 · helcim.com
- Payment links
- Payment pages and links let merchants request payment by email or SMS.Read 15 Oct 2026 · helcim.com
- Payment methods
- Its in-person tools accept major payment types, including Apple Pay and Google Pay.Read 30 Sep 2026 · helcim.com
- Payment tools
- The listed tools include point of sale, virtual terminal, invoicing, online checkout, payment links, recurring payments, customer vault, and inventory catalog.Read 30 Sep 2026 · helcim.com
- Point of sale
- The platform provides POS software for in-person sales and supports contactless wallets including Apple Pay and Google Pay.Read 15 Oct 2026 · g2.com
- POS app platforms
- The POS app has downloads for Windows, Mac, iOS, and Android; the page lists Windows 10/11, macOS 10.13 or higher, iPadOS 16 or higher, and iOS 16 or Android 10 or higher for supported devices.Read 30 Sep 2026 · learn.helcim.com
- Praise: cost
- SoftwareReviews users commonly praise low service costs and value relative to payment-processing alternatives.Read 15 Oct 2026 · softwarereviews.com
- Praise: support
- Trustpilot reviewers frequently praise patient, knowledgeable and responsive customer-support staff.Read 15 Oct 2026 · trustpilot.com
- Praise: usability
- Independent reviewers repeatedly describe Helcim's interface as intuitive, modern and easy to learn.Read 15 Oct 2026 · techradar.com
- Pricing model
- Helcim uses interchange-plus pricing with volume discounts and states that most in-person effective rates are near or below 2%.Read 15 Oct 2026 · helcim.com
- Rating on Chrome Web Store
- 4.6 out of 5 from 5 ratingsRead 15 Oct 2026 · chromewebstore.google.com
- Rating on G2
- 3.9 out of 5 from 19 reviewsRead 15 Oct 2026 · g2.com
- Rating on Google Play
- 3.0 out of 5 from 179 reviewsRead 15 Oct 2026 · play.google.com
- Rating on SoftwareReviews
- 7.1 out of 10 from 17 reviewsRead 15 Oct 2026 · softwarereviews.com
- Rating on Trustpilot
- 4.0 out of 5 from 1,100 reviewsRead 15 Oct 2026 · trustpilot.com
- Recurring billing
- Recurring payments support subscription plans and automatic customer billing.Read 15 Oct 2026 · devdocs.helcim.com
- Reporting
- Real-time reporting provides sales and transaction data from a centralized dashboard.Read 15 Oct 2026 · helcim.com
- Security statement
- Helcim says cardholder data is protected with AES-256 encryption and that its processing is PCI compliant.Read 15 Oct 2026 · g2.com
- Support documentation
- The Helcim Learn center organizes help content into setup, payments, transactions and deposits, customers and products, business management, and troubleshooting.Read 15 Oct 2026 · learn.helcim.com
- Virtual terminal
- A virtual terminal lets merchants key card payments from a computer or tablet for phone and mail orders.Read 15 Oct 2026 · helcim.com
Plans and prices
Strong points and limits
Strong points
- No account monthly fees on the listed plan
- Supports in-person, online, invoice, and virtual-terminal payments
- ACH available to eligible merchants
- Integrations include QuickBooks Online, Xero, and WooCommerce
- Daily payout schedule
Limits
- Transaction rates vary by volume and payment method
- Recurring payments add 0.4% per transaction
- POS app is incompatible with Chromebooks and LG L322DL devices
Who it suits
Helcim suits businesses seeking in-person and online payment processing, invoicing, or recurring billing. Its POS apps and listed device requirements may help buyers check compatibility before choosing a setup.
Verdict
Helcim combines payment acceptance, billing, and related business tools under a plan with no account monthly fees. Buyers should account for variable transaction rates and check device compatibility for the POS app.
Where Specifiction places it
- Point of Sale POS software#1 of 309.3
- Mobile Payment Processing Software#1 of 279.3
- Payment Processing Software#3 of 719.2
- Point-of-Sale Software#5 of 1139.0
- Virtual Terminal Software#2 of 289.1