Tech riderRev. 7 Oct 2026

PicPay

1Runs onAndroid, iOS, Web
2CostsFree plan
3Transfer speedinstant
4Exchange-rate modelmarkup
5Mobile platformsboth
6Transfer trackingYes
7Scheduled transfersYes

7 lines stated Written from the maker's own pages: apps.apple.com, picpay.com

Overview

PicPay is ranked #11 of 82 in money transfer apps on Specifiction, made by PicPay (São Paulo, Brazil). It runs on Android, iOS, Web. There is a free plan.

PicPay plans and pricing

All plans

PicPay Conta Digital Free Digital account · 102% of CDI on business days · Pix and bill payments · card subject to request picpay.com · 7 Oct 2026

PicPay Empresas account Free Digital business account · Pix transfers and receipts without fees in specified modes picpay.com · 7 Oct 2026

Compared on money transfer apps

Free plan: Yesapps.apple.com
Transfer speed: instantapps.apple.com
Exchange-rate model: markupapps.apple.com
Mobile platforms: bothapps.apple.com
Transfer tracking: Yesapps.apple.com
Scheduled transfers: Yesapps.apple.com

Facts

What it does: PicPay describes itself as a financial ecosystem offering accounts, payments, credit, investments, insurance and cards for individuals and businesses.picpay.com · 7 Oct 2026
Business payments: PicPay Empresas offers a card reader, payment links, PicPay Tap and boleto payment options for businesses.picpay.com · 7 Oct 2026
Pix features: The consumer account page lists scheduled Pix, Pix by WhatsApp and contactless Pix using Google Pay.picpay.com · 7 Oct 2026
Installments: The account page says users can split Pix and boleto payments into up to 12 installments on any card, or up to 36 installments with PicPay Parcela.picpay.com · 7 Oct 2026
Card: PicPay describes its card as debit and credit, managed in the PicPay app, and advertises it without an annual fee.picpay.com · 7 Oct 2026
Savings: The consumer account page says balances earn 102% of CDI on business days and offers Cofrinhos for saving toward goals.picpay.com · 7 Oct 2026
Security: The account page lists Seguro Mode, hidden balances and investments, device passcode access, geolocation and identity validation as security features.picpay.com · 7 Oct 2026
Business sales tools: PicPay Smart combines order management, inventory control and payment acceptance in one device.picpay.com · 7 Oct 2026
Business limits: PicPay says retaining zero machine rental fees may depend on meeting a monthly card transaction volume of at least R$5,000 per contracted device; otherwise it states a monthly rental charge of R$49.90.picpay.com · 7 Oct 2026
Support: PicPay directs customers to its online Help Center for questions and customer support.picpay.com · 7 Oct 2026
Business audience: PicPay Empresas presents its account and sales services for companies and says it can promote a business to up to 70 million PicPay customers.picpay.com · 7 Oct 2026
Company history: PicPay says it was founded in Vitória, Espírito Santo, and its official code of conduct states it was founded in 2012.picpay.com · 7 Oct 2026