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SPECIFICTION
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e& money

eandmoney.com

From 23.81 AED/mo Free plan iOSAndroid
Visit eandmoney.com
Spec score 8.5 #19 of 81 in Money Transfer Apps

Spec sheet

Purpose
e& money is an app for managing financial services including prepaid cards, international transfers, bill payments and gifting.Read 8 Oct 2026 · eandmoney.com
Free plan
YesRead 22 Sep 2026 · eandmoney.com
Headquarters
Dubai, United Arab EmiratesRead 28 Sep 2026 · eandmoney.com
Card rewards
The card page says users earn 1% cashback on card purchases.Read 8 Oct 2026 · eandmoney.com
Cards
Customers who complete registration, including Emirates ID scanning and face verification, automatically receive a free virtual card; a physical card costs AED 25 plus VAT.Read 8 Oct 2026 · eandmoney.com
Customer support
Support is available by UAE and international phone numbers, email and in-app live chat.Read 8 Oct 2026 · eandmoney.com
Eligibility
International transfers require the customer to be at least 18 and have a valid Emirates ID registered in the app.Read 8 Oct 2026 · eandmoney.com
Exchange-rate model
markupRead 22 Sep 2026 · eandmoney.com
Funding methods
The about page says accounts can be funded through bank accounts, debit or credit cards, Apple Pay, agents and kiosks.Read 8 Oct 2026 · eandmoney.com
IBAN account
The site says customers can open a free IBAN account and receive their IBAN instantly.Read 8 Oct 2026 · eandmoney.com
International transfers
Users can send money to more than 150 countries through bank transfers, mobile wallets or cash pickup.Read 8 Oct 2026 · eandmoney.com
Mobile platforms
bothRead 22 Sep 2026 · eandmoney.com
Other services
The site lists local money transfers, money requests, donations, bill payments, top-ups and buying or selling gold among its services.Read 8 Oct 2026 · eandmoney.com
Regulation
Digital Financial Service LLC (e& money) is licensed and regulated by the UAE Central Bank to offer stored value facilities and retail payment services.Read 8 Oct 2026 · eandmoney.com
Transfer fees
The standard international transfer fee is AED 15.75 including VAT, with lower fees for some countries and occasional zero-fee promotions.Read 8 Oct 2026 · eandmoney.com
Transfer limits
The total fund-out limit, including transfers and payment transactions, is AED 25,000; first-time transfers to a beneficiary are limited to AED 5,000 for the first 24 hours.Read 8 Oct 2026 · eandmoney.com
Transfer speed
instantRead 22 Sep 2026 · eandmoney.com
Transfer tracking
YesRead 22 Sep 2026 · eandmoney.com
Upfront fee display
YesRead 22 Sep 2026 · eandmoney.com
Wallet integrations
The card can be added to Apple Pay, Google Pay and Samsung Pay.Read 8 Oct 2026 · eandmoney.com

Plans and prices

Standard Free Automatically enrolled when opening an account Free account plan · Wallet and account access Read 22 Sep 2026 · eandmoney.com
Plus 23.81 AED a month Monthly fee; free if receiving a salary of AED 2,000–5,000 into the account 1 free international transfer per month · Free virtual and physical card · 1 free supplementary card · 1 free UAE ATM withdrawal per month · 1 free international ATM withdrawal per month · 1 free transfer to a UAE bank account per month Read 22 Sep 2026 · eandmoney.com
Premium 42.86 AED a month Monthly fee; free if receiving a salary above AED 5,000 into the account 2 free international transfers per month · Free virtual and physical card · 2 free supplementary cards · 2 free UAE ATM withdrawals per month · 2 free international ATM withdrawals per month · 2 free transfers to a UAE bank account per month Read 22 Sep 2026 · eandmoney.com
e& money account Free No account fee stated · international transfers typically AED 15.75 including VAT · total monthly fund-out limit AED 25,000 Read 8 Oct 2026 · eandmoney.com

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