Airtel Money vs PayPay
Airtel Money
airtel.in
PayPay
paypay.ne.jpSide by side
| Figure | Airtel Money | PayPay |
|---|---|---|
| Price from | Free | $1,980/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 1 | 2 |
| Spec score · Peer-to-Peer Payment Apps | 8.2 (#9) | 8.5 (#6) |
| Spec score · Money Transfer Apps | 7.5 (#69) | 8.4 (#24) |
| Free plan | Yes | Yes |
| Headquarters | Gurugram, Haryana, India | Tokyo, Japan |
| Mobile platforms | both | both |
| Security | Airtel says transactions are protected by PCI-DSS certified payment gateways and that sensitive data such as Aadhaar details is not stored in plaintext. | PayPay describes 24/7 fraud monitoring, two-factor authentication, and encryption of customer payment card and bank account information. |
| Support | The app provides 24x7 chat support and lets customers raise complaints and monitor their progress. | PayPay directs users with suspected unauthorized use or login problems to its Help pages. |
| Transfer speed | instant | instant |
| What it does | Airtel Money Wallet is a digital wallet for recharges, bill payments, merchant purchases, and transfers to people or bank accounts. | PayPay is a smartphone payment service that lets users pay by showing a barcode or scanning a QR code. |
Plans
In their own words
Airtel Money
Airtel Money Wallet is a free digital wallet in the Airtel App for recharges, bill payments, merchant purchases, and transfers to people or bank accounts. It runs on Android and iOS, and transfers are described as instant. Payments can use UPI, credit cards, debit cards, or net banking; UPI also supports QR-code sending and receiving. The app handles Airtel prepaid and postpaid services, DTH, Wi-Fi, and utility bills, while showing balances and validity and managing DTH channels and Wi-Fi passwords. The wallet works at online services including MakeMyTrip, BookMyShow, and Myntra. Airtel Payments Bank offers a paperless, zero-balance savings account opened through video KYC. The listed plan charges Rs. 0 for account opening, wallet-to-wallet transfers, utility bills, recharges, and DTH payments. Wallet-to-bank fees range from Rs. 2 to Rs. 100 by amount.