| Price from | $1,980/mo | 300 NOK/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 2 | 6 |
| Spec score · Peer-to-Peer Payment Apps | 8.5 (#6) | 7.4 (#22) |
| Founded | 2018 | 2015 |
| Headquarters | Tokyo, Japan | Oslo, Norway |
| Rewards | PayPay says purchases can earn PayPay Points and the app offers campaigns and coupons. | The VIP area offers rewards and prize draws for people who tap with Vipps. |
| Security | PayPay describes 24/7 fraud monitoring, two-factor authentication, and encryption of customer payment card and bank account information. | Vipps advises users never to share PINs, card or account information, passwords, or other sensitive information, and says it will not ask them to update payment details through an SMS or email link. |
| Support | PayPay directs users with suspected unauthorized use or login problems to its Help pages. | Vipps directs users to its help pages and offers chat support. |
| What it does | PayPay is a smartphone payment service that lets users pay by showing a barcode or scanning a QR code. | Vipps lets users send and receive money, pay in stores and online, settle shared expenses, collect money, and pay bills. |
