| Price from | $1,980/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 2 | 3 |
| Spec score · Peer-to-Peer Payment Apps | 8.5 (#6) | 8.5 (#7) |
| Spec score · Digital Wallet Apps | 8.3 (#12) | 8.2 (#16) |
| Spec score · Money Transfer Apps | 8.4 (#24) | 8.8 (#10) |
| Founded | 2018 | LinkedIn lists the company as founded in 2017. |
| Headquarters | Tokyo, Japan | Edinburgh, Scotland, United Kingdom |
| Mobile platforms | both | both |
| Security | PayPay describes 24/7 fraud monitoring, two-factor authentication, and encryption of customer payment card and bank account information. | Paysend’s security article says transfers follow Visa, Mastercard, China UnionPay, FCA, and PCI DSS standards. |
| Transfer speed | instant | instant |
| Transfer tracking | Yes | Customers can track transfers, and the app provides notifications when money arrives. |
| What it does | PayPay is a smartphone payment service that lets users pay by showing a barcode or scanning a QR code. | Paysend sends international transfers from a phone or web account to cards, bank accounts, digital wallets and, where available, cash pickup. |
