PayPay vs Settle Up
PayPay
paypay.ne.jp
Settle Up
settleup.ioSide by side
| Figure | PayPay | Settle Up |
|---|---|---|
| Price from | $1,980/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | — | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 2 | 12 |
| Spec score · Peer-to-Peer Payment Apps | 8.5 (#6) | 9.0 (#1) |
| Free plan | Yes | Yes |
| Headquarters | Tokyo, Japan | Casper, Wyoming, United States |
| Support | PayPay directs users with suspected unauthorized use or login problems to its Help pages. | The maker lists separate support email addresses for Android, iOS, web and Windows users and promises replies. |
| What it does | PayPay is a smartphone payment service that lets users pay by showing a barcode or scanning a QR code. | Settle Up records shared group expenses and IOUs for travelers, flatmates, couples, event organizers and friends. |
Plans
Settle Up
- PremiumPrice not published
- FreeFree
- FreeFree
- Monthly Premium$3.99 a month
- Group Premium for 1 week$5.99, paid once
- Group Premium for 2 weeks$9.99, paid once
- Group Premium for 1 month$14.99 a month
- Yearly Premium$19.99 a year
- Group Premium for 2 months$29.99, paid once
- Group Premium$39.99, paid once
In their own words
Settle Up
Settle Up tracks shared expenses and IOUs, showing groups who should pay next while reducing the number of transactions needed to settle debts. It is intended for travelers, flatmates, couples, event organizers, and groups of friends. Expenses can use unequal weighted shares, multiple payers, incomes, and itemized bills. The app works offline and syncs when internet access returns. It supports all currencies with real-time exchange rates, and groups can be shared by link or QR code. Free capabilities include transaction filters and statistics, CSV export by email, read-only access, backup and synchronization, widgets, and shortcuts. Premium adds ad-free use, receipt photos, expense categories, recurring transactions, Excel export, and group colour choices. Monthly Premium costs $3.99 a month, and Yearly Premium costs $19.99 a year. Group Premium prices include $5.99, paid once for one week, $14.99 a month, and $39.99 a year. The listed platforms are Android, iOS, web, and Windows.