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SPECIFICTION
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OFX vs Satispay

OFX

ofx.com

Satispay

satispay.com

Side by side

FigureOFXSatispay
Price fromFree€3.33/mo
Free planYesYes
Free trial——
Open source——
WebYesYes
Windows—Yes
macOS—Yes
iOSYesYes
AndroidYesYes
API—Yes
Plans published15
Spec score · Money Transfer Apps8.8 (#11)9.2 (#1)
Upfront fee displayYesYes
HeadquartersSydney, AustraliaLuxembourg, Luxembourg
Mobile platformsbothboth
Recipient methodsbankbank
Scheduled transfersYesYes
Transfer speed1_3_daysinstant
Transfer trackingYesYes

Plans

OFX

  • Global Business AccountFree

OFX pricing →

Satispay

  • StandardFree
  • Red€3.99 a month
  • StandardFree
  • Satispay Red€3.99 a month
  • Satispay Red€39.99 a year

Satispay pricing →

In their own words

OFX

OFX provides business accounts and international payments, with web, iOS, and Android access. Its Global Business Account can be registered for free and has no minimum balance requirement. Businesses can pay, hold, and receive money in more than 30 currencies, and business payments are available in 30+ currencies to 170+ countries. CAD, USD, GBP, and EUR accounts include local bank details. OFX also offers corporate cards with spend limits and merchant-category controls; card expenses can be tracked in real time. Control Hub provides approvals, budgets, workflows, and user access rights. The service integrates directly with Xero and QuickBooks Online, and its Xero connection supports real-time, two-way synchronization. OFX lists bank transfers, a typical transfer speed of 1–3 days, an exchange-rate markup, upfront fee display, transfer tracking, and scheduled transfers. The Business App supports financial operations on the go, while the Money Transfer App provides rates, payments, and transfer tracking. OFX offers phone and email support from human specialists 24/7 and is headquartered in Sydney, Australia.

Visit ofx.com

Satispay

Satispay has no write-up on Specifiction yet; its figures are above.

Visit satispay.com