Onefin vs Sanchay Treasury OS
Onefin
onefin.com
Sanchay Treasury OS
srisanchay.comSide by side
| Figure | Onefin | Sanchay Treasury OS |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Android | — | Yes |
| Plans published | 1 | 1 |
| Spec score · Treasury Management Software | 6.9 (#16) | 7.4 (#11) |
| Company | Onefin says it was founded in Stockholm by people with experience in real estate finance and technology. | The maker identifies itself as Sri Sanchay Financial Technology and says it serves Indian enterprises and family offices. |
| Integrations | Onefin says it connects to more than 1,500 European banks through PSD2 and supports Xero, Sage, QuickBooks, Visma, and Fortnox. | For SAP or Tally exports, users are instructed to review the layout with the company to confirm compatibility. |
| Intended users | Onefin is designed for corporate real estate finance teams, including CFOs, finance leaders, controllers, treasurers, and accountants. | The company describes Sanchay as built for Indian enterprises and family offices. |
| Support | Support is available by email and in-app, with enterprise customers receiving a named contact and prioritized response times. | Help & Support lets users raise questions or issues, share supporting details, follow replies and ticket progress, and review recorded resolutions. |
Plans
In their own words
Onefin
Onefin is a cloud treasury management platform for real estate funds and corporate groups. It provides real-time bank balances, transfers between banks and companies, automated reconciliation, liquidity planning and payment workflows. The platform tracks internal and external debt, automates interest calculations and anticipates cash-flow effects. Property tools cover valuations, debt, property data and KPIs such as loan-to-value, while market data and scenario analysis help assess rate impacts. Onefin says it connects to more than 1,500 European banks through PSD2 and supports Xero, Sage, QuickBooks, Visma and Fortnox. It also connects Swedish tax, company, property and energy data sources. Multi-entity support includes configurable user rights, client-group silos and logs of user actions, data changes and access attempts. Onefin says it runs on AWS infrastructure in the European Union, encrypts data in transit and at rest, and keeps rolling backups. A treasury expert can assist with bank connections, configuration and migration of debt, collateral and company data. Pricing is tailored to organization size, accounts, debt complexity and implementation needs.
Sanchay Treasury OS
Sanchay Treasury OS brings investment holdings, cash, borrowings, risk, and policy into a workspace for Indian enterprises and family offices. It tracks valuations, accruals, and returns across eight investment asset classes, with entity-level and authorized consolidated views. Users can review XIRR across instruments, asset classes, and entities, based on dated investment cashflows and available valuations. Cash balances, expected investment flows, and borrowing obligations are presented for planning; available live stock quotes can be refreshed for monitoring, separately from official recorded valuations.
Supported imports include CAMS AIF statement PDFs, a PMS holdings CSV template, and certified ERP Party Ledger and SAP Confirmation of Accounts layouts. SAP or Tally export layouts need compatibility review with the company. Organizations manage users, roles, and entity assignments. Maker-checker workflows support review of governed actions, with approval history and recorded details such as user, entity, and timestamp where available. Enterprise SSO, AI/ML-assisted analysis, and broader family-office investment coverage are listed as planned capabilities. Pricing is available by requesting a demo; access is through an organization workspace, with an Android app also linked.