Onefin vs Trovata TMS
Onefin
onefin.com
Trovata TMS
trovata.ioSide by side
| Figure | Onefin | Trovata TMS |
|---|---|---|
| Price from | — | $2,000/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 2 |
| Spec score · Treasury Management Software | 6.9 (#16) | 8.0 (#6) |
| Integrations | Onefin says it connects to more than 1,500 European banks through PSD2 and supports Xero, Sage, QuickBooks, Visma, and Fortnox. | Officially listed integrations include NetSuite, Sage Intacct, Oracle Fusion, SAP and FloQast, with API and SFTP connectivity for other systems. |
| Product | Onefin is a cloud-based treasury management platform for real estate funds and corporate groups. | Trovata TMS is a cloud-native treasury management system built on real-time bank connectivity and normalized financial data. |
| Security | Onefin says it runs on AWS infrastructure in the EU, encrypts data in transit and at rest, and maintains continuous rolling backups. | Trovata states that production data is encrypted at rest with AES-256 and protected in transit with TLS 1.2 using Amazon Key Management Service for cryptographic keys. |
| Support | Support is available by email and in-app, with enterprise customers receiving a named contact and prioritized response times. | The base package includes 3–5 hours of live training and unlimited in-app technical support. |
Plans
In their own words
Onefin
Onefin is a cloud treasury management platform for real estate funds and corporate groups. It provides real-time bank balances, transfers between banks and companies, automated reconciliation, liquidity planning and payment workflows. The platform tracks internal and external debt, automates interest calculations and anticipates cash-flow effects. Property tools cover valuations, debt, property data and KPIs such as loan-to-value, while market data and scenario analysis help assess rate impacts. Onefin says it connects to more than 1,500 European banks through PSD2 and supports Xero, Sage, QuickBooks, Visma and Fortnox. It also connects Swedish tax, company, property and energy data sources. Multi-entity support includes configurable user rights, client-group silos and logs of user actions, data changes and access attempts. Onefin says it runs on AWS infrastructure in the European Union, encrypts data in transit and at rest, and keeps rolling backups. A treasury expert can assist with bank connections, configuration and migration of debt, collateral and company data. Pricing is tailored to organization size, accounts, debt complexity and implementation needs.
Trovata TMS
Trovata TMS is a cloud treasury management system for teams handling cash across multiple banks, entities, and currencies. It connects to banks in real time and normalizes financial data, giving users prior-day and intraday cash positions. Forecasts combine historical trends, ERP inputs, and capital-markets activity, then compare projections with actuals. The platform centralizes bank accounts, signers, documents, and approvals, while automating account maintenance, compliance reporting, and fee analysis. Policy-based workflows support payment initiation, approval, and release, updating cash, forecasts, and accounting as transactions move. Reconciliation covers bank activity, payments, and ERP data, with journal entries for cash, interest, foreign exchange, and accruals. Trovata AI offers natural-language chat and agents for insights, narratives, anomaly detection, reconciliation summaries, and alerts. Integrations include NetSuite, Sage Intacct, Oracle Fusion, SAP, and FloQast, with APIs for other systems. It runs on web, iOS, and APIs.