OnlineCheckWriter.com vs Zil Money
OnlineCheckWriter.com
onlinecheckwriter.com
Zil Money
zilmoney.comSide by side
| Figure | OnlineCheckWriter.com | Zil Money |
|---|---|---|
| Price from | $5/mo | $499.99/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 5 | 7 |
| Spec score · Check Printing Software | 8.9 (#2) | 8.6 (#3) |
| Accounting integrations | Listed integrations include QuickBooks Online and Desktop, Xero, Zoho Books, Sage Intacct, NetSuite, FreshBooks, ADP and Gusto. | Listed integrations include QuickBooks Online and Desktop, QuickBooks Payroll, Xero, Zoho Books, Zoho Payroll, Gusto and Zapier. |
| API authentication | API requests use Bearer tokens with JSON headers and separate sandbox and production base URLs. | API calls use HTTPS with a bearer API key obtained from the developer panel. |
| Check printing | Users can create and print checks at home or at the office with any printer. | Users can create and print checks on blank stock with a normal printer whenever needed. |
| Headquarters | San Jose, California, United States | San Jose, California, USA |
| Integrations | The integration page lists accounting, CRM, finance, other, and payroll categories, and names QuickBooks, Xero, Zapier, Zoho Books, Zoho Payroll, and Bill.com. | The integration directory lists QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. |
| Payment methods | The product supports printable checks, eChecks, mailed checks, ACH, direct deposit, domestic and international wires, wallet transfers and credit or debit payments. | The service supports ACH, same-day ACH, RTP, domestic and international wires, eChecks, mailed checks and card-funded payments. |
| Praise: payment flexibility | Software Advice reviewers praise sending payments from any device and emailing payments quickly. | Reviewers commonly value combining checks, ACH, cards, wires, payroll and vendor payments in one account. |
| Rating on Capterra | 4.5 out of 5 from 255 reviews | 4.7 out of 5 from 103 reviews |
| Rating on Chrome Web Store | 4.9 out of 5 from 378 ratings | 0 out of 5 from 0 reviews |
| Rating on G2 | 4.2 out of 5 from 36 reviews | 4.4 out of 5 from 81 reviews |
| Rating on Google Play | 4.4 out of 5 from 308 reviews | 3.4 out of 5 from 59 reviews |
| Rating on Trustpilot | 3.6 out of 5 from 1,618 reviews | 3.0 out of 5 from 476 reviews |
| Security | The trust page states that the service is PCI DSS compliant and that SOC 1 and SOC 2 Type I and Type II examinations have been completed. | The trust page says Zil Money uses encryption, secure data centers, multi-factor authentication, continuous monitoring, and regular security assessments. |
| Support | The company advertises live support, a knowledge base, API documentation, phone support and email support. | The contact page lists [email protected] and phone number (408) 775-7720. |
Plans
OnlineCheckWriter.com
- Pay as You GoFree
- Online Check Writer - Cloud Based Platform$5 a month
- Business$49.99 a month
- Premium$499.99 a month
- Enterprise CustomPriced on request
Zil Money
- FreeFree
- BusinessPriced on request
- Pay As You GoFree
- Pay as You Go$30, paid once
- Premium$499.99 a month
- EnterprisePriced on request
- Enterprise CustomPriced on request
In their own words
OnlineCheckWriter.com
OnlineCheckWriter.com is a cloud-based platform for check writing and business payments. It supports printing checks at home or in an office with any printer, as well as mailing checks, eChecks, ACH, wire transfers, invoices, and payment links. Its check-mailing service is listed at $1.25 through USPS or FedEx, including postage and paper charges. The service also supports MICR printing, blank checks, direct accounting imports, and customizable layouts. Businesses can generate payroll checks and send them by email or SMS. Role-based access and approval workflows are available for accountants or clients, and listed integrations include QuickBooks, Xero, Zapier, Zoho Books, Zoho Payroll, and Bill.com. Developer options include an API and white-label solution. It lists web, Android, iOS, and API availability. The cloud platform plan is $5 a month, and a 15-day trial and free plan are listed. The company says it is a financial technology company, not a bank; banking and money movement are provided through partner institutions and licensed providers.
Zil Money
Zil Money is a payment and finance platform for small and medium-sized businesses, with tools for check creation and payment workflows. Users can print checks on blank check stock, prepare payroll checks with employee details, payments, and deductions, and import checks directly from accounting software. Check layouts can be customized with logos, colors, and text. Its mobile app lists ACH transfers, RTP, wire transfers, printed checks, and eChecks, and supports reviewing and releasing vendor payments and payroll runs from a phone. Integrations include QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. The service is available on web, Android, iOS, and through an API. A free plan has limited monthly transactions. The maker says there is no monthly subscription fee and that pricing depends on volume, with customized plans and high-volume discounts. Listed options include a 30.00 USD one-time Pay as You Go recharge and a $499.99 a month Premium plan. Zil Money says it is a financial technology company, not a bank; banking and money movement come through partner institutions and licensed providers.