OnPay vs PayWow
OnPay
onpay.comPayWow
paywow.comSide by side
| Figure | OnPay | PayWow |
|---|---|---|
| Price from | $10/mo | $9/mo |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 9 | 3 |
| Spec score · Contractor Payment Software | 8.9 (#3) | 8.1 (#8) |
| Headquarters | Atlanta, Georgia, United States | Rock Hill, South Carolina, United States |
| Integrations | Named integrations include QuickBooks Online and Desktop, Xero, TurboTax, QuickBooks Time, Deputy, and When I Work. | The contractor pricing page lists integrations as a Pro feature. |
| Payroll | The service automates payroll calculations, tax filings, and tax payments, and includes year-end filings. | Complete Payroll supports paying both employees and contractors. |
| Security | OnPay states it is SOC 2 Type II compliant and uses encryption, AWS infrastructure, backups, and role-based access controls. | The PayWow homepage describes the application as storing user data securely and displays an AICPA SOC Certified Company badge. |
| Support | Support is available by phone, chat, and email, with extended weekday hours of 9 AM to 8 PM ET. | PayWow lists payroll-specialist support and provides [email protected] and 704.234.6000 as contact details. |
| Who it serves | OnPay describes its payroll software as designed for small businesses and lists support for industries including restaurants, farms, nonprofits, healthcare, and retail. | PayWow says it provides payroll and compliance tools for single-digit employers and describes industry-specific solutions. |
Plans
OnPay
- Compliance Resources$10 a month
- HR$15 a month
- Time Tracking$15 a month
- Payroll$49 a month
- Payroll Essentials$49 a month
- Live HR Support$65 a month
- Hourly Employees Bundle$70 a month
- Salaried Employees Bundle$120 a month
- Growing Businesses Bundle$130 a month
PayWow
- Contractor Payroll — BasicFree
- Contractor Payroll — Pro$9 a month
- Complete Payroll$25 a month
In their own words
OnPay
OnPay combines payroll, HR, benefits, and time tracking for businesses. It automates payroll calculations, tax filings and payments, and year-end filings, and supports paying W-2 employees and 1099 contractors in the same pay run. HR tools include onboarding, e-signatures, personnel documents, task delegation, and six permission levels. Employees can clock in on mobile devices with geofencing, with approved hours syncing into payroll. OnPay offers access to health plans and handles ongoing plan administration at no extra cost, though premiums still apply. Listed integrations include QuickBooks Online and Desktop, Xero, TurboTax, QuickBooks Time, Deputy, and When I Work. The service says it adds no fees for unlimited pay runs, multi-state payroll, or workers inactive in a given month. It is designed for small businesses and lists industries including restaurants, farms, nonprofits, healthcare, and retail. The employee app provides access to pay stubs and tax forms, plus direct deposit features. A one-month free start is offered. Payroll costs $49 per month plus $6 per worker per month.
PayWow
PayWow is payroll and compliance software for small businesses, including employers with single-digit workforces. Complete Payroll handles pay for employees and contractors. PayWow says it withholds and deposits taxes and electronically files quarterly and annual federal and state forms. Employees can submit their information through a portal, and the service includes new-hire reporting. The myPayWow app supports shift clock-ins and outs, time-off requests, and location-based clocking. Contractors can be paid by direct deposit or check, with automatic 1099 filing. Its trucking solution tracks loads and supports driver pay by mile, load, or specified rates. Contractor Payroll Basic is free and has limited reports and check payments; Pro costs $9 a month plus $1.49 per direct deposit. Complete Payroll costs $25 a month plus $4 per employee or contractor. PayWow lists Android, iOS, and web access, but says it is not currently accepting new signups and directs users to its support team.