OpenPayd vs Paynetics Card Issuing
OpenPayd
openpayd.com
Paynetics Card Issuing
paynetics.digitalSide by side
| Figure | OpenPayd | Paynetics Card Issuing |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.1 (#26) | 7.9 (#9) |
| Headquarters | London, United Kingdom | Sofia, Bulgaria |
| Regulation | OpenPayd says its UK fiat services are provided by an FCA-authorised electronic money institution and its Malta financial institution is regulated by MFSA. | Paynetics AD is licensed by the Bulgarian National Bank and passported across the EU, while Paynetics UK Ltd is licensed by the FCA. |
| Support | The company says customers can access industry-leading support and describes a dedicated partner assisting clients through their journey. | The company lists customer support at +44 (0) 330 223 6848 and [email protected]. |
Plans
In their own words
Paynetics Card Issuing
Paynetics Card Issuing provides configurable card programs for businesses and their partners. Its range includes physical, virtual, digitized prepaid, debit, credit, and business cards from Visa and Mastercard. Partners can customize card designs and configure rules, limits, controls, hierarchies, products, and pricing levels. Cards can be linked to dedicated IBAN accounts or integrated into an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; its integration channel includes a REST API for accounts, issuing, transfers, and onboarding, plus a partner portal. Developer resources include APIs, SDKs, sandbox tools, and live operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation solution based on Mastercard’s MDES protocol. A PCI-compliant SDK supports secure card-data display without partners storing or processing sensitive details. Physical card orders require at least 1,000 units, and manufacturing typically takes around two months. Pricing is on request.