OpenSwitch vs Tokeflow
OpenSwitch
openswitch.techTokeflow
tokeflow.comSide by side
| Figure | OpenSwitch | Tokeflow |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 3 | 1 |
| Spec score · Payment Orchestration Platforms | 7.6 (#12) | 6.7 (#23) |
| Integrations | The connector directory lists 18 integrations, including Stripe, Adyen, Checkout.com, Braintree, Paymob, Klarna, PayPal, and Razorpay. | The integrations directory lists 40+ integrations across six regions and 15+ payment method types, including both live and roadmap entries. |
| Routing | Its routing rules can route payments by cost, success rate, currency, BIN, geography, or custom expressions. | Routing rules can use payment method, currency, region, BIN range, transaction value, or provider priority. |
| Security | The developer page says requests use bearer keys with restricted scopes and that webhooks are HMAC-signed with replay protection. | Tokeflow states that it enforces TLS 1.2+ in transit, AES-256 encryption at rest, and tenant isolation. |
| Who it is for | The use-cases page describes the product for fintechs, marketplaces, and SaaS teams that need to work across multiple PSPs. | Tokeflow is designed for platforms and SaaS businesses, marketplaces and integrators, and fintech and checkout companies embedding payments in their products. |
Plans
In their own words
OpenSwitch
OpenSwitch provides one API for routing, retrying, and observing payments across multiple payment service providers. Routing rules can use cost, success rate, currency, BIN, geography, or custom expressions, while retry policies and connector fallback chains reroute soft declines. A shared schema covers payments, refunds, disputes, mandates, and webhooks across enabled connectors. The product describes a network-token-aware vault with tokens portable across PSPs controlled by the customer. Per-connector latency, authorization rates, and decline reasons are available, with event export through webhooks or S3. The connector directory lists 18 integrations, including Stripe, Adyen, Checkout.com, Braintree, Paymob, Klarna, PayPal, and Razorpay. Developer materials document REST and JSON, an npm SDK, Docker, and a self-hosted Rust binary. OpenSwitch says it does not custody funds; settlements occur directly between PSPs and customers' bank accounts. Open Source is free; Cloud is priced on request per orchestrated request.