Pay. Pay by Link vs Payrexx Paylink

Pay. Pay by Link lets merchants request payments through links and QR codes. Merchants create links in Pay.’s admin and share them by email, SMS, or channels such as WhatsApp. QR codes can be printed on receipts or invoices. A request can have a chosen expiry date and time; dynamic links can also remain valid indefinitely. Merchants can set fixed, minimum, maximum, or free amounts, choose payment methods, and add up to three optional fields. Customers pay using methods available through the merchant’s sales channels, and payment pages can use the merchant’s brand style. Pay. describes the feature for prepayments, business invoices, and reminders. It lists more than 90 integrations, plugins for over 20 webshop systems, and custom integrations through APIs. Platforms are Android, iOS, web, and API. The Pioneer plan has no monthly charge but uses Professional transaction rates plus €0,05 per transaction and 0,25% of turnover. Professional costs €35 per month plus transaction fees; the service also has an €89-per-month Business plan and a quote-based Premium plan.

Payrexx Paylink lets businesses create payment links in a dashboard or through an API, then send them by email, SMS, WhatsApp, or social media. Links can handle one-time payments, pre-authorisations, tokenisations, and recurring payments. Merchants choose whether reminders are sent, how often they recur, and how many days after the due point they go out. Paylinks can be delivered from a Payrexx account or connected to another system through an API or webhook. Listed plugins include WooCommerce, Shopify, Shopware, Magento, Ecwid, PrestaShop, Drupal, and Odoo, with Make and Zapier integrations. Payrexx says hosted payment pages keep sensitive cardholder data on its servers and that it is PCI-DSS Level 1 certified. It handles PSD2 Strong Customer Authentication and hosts the 3D Secure flow for standard credit cards. The Free plan costs nothing; its listed Mastercard and Visa fee is 2.50% plus EUR 0.30.