Paybyrd vs Shift4 Payments
Paybyrd
paybyrd.comShift4 Payments
shift4.comSide by side
| Figure | Paybyrd | Shift4 Payments |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 0 |
| Spec score · Restaurant Payment Processing Software | 7.9 (#9) | 7.1 (#20) |
| Checkout | Online checkout supports hosted and white-label checkout and payment links. | Merchants can use a low-code Shift4-hosted checkout page or embed Shift4-hosted card fields in their own site. |
| Integrations | Listed integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle and Host PMS, alongside REST API and webhooks. | Shift4’s 2026 annual report says its Marketplace connects merchants with third-party applications for functions including ordering, payroll, timekeeping, loyalty, and inventory management. |
| Payment methods | The platform supports more than 20 payment methods, 192+ currencies and 40+ countries. | The API supports alternative payment methods including PayPal, WeChat Pay, and Alipay. |
| Security | Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. | Shift4-hosted checkout and payment components capture card data without bringing card numbers into the merchant’s systems; the documentation lists SAQ A as the typical PCI questionnaire for both. |
| Support | Paybyrd’s contact page says a payment engineer replies within one business day, usually faster. | Shift4’s API documentation directs customers to its API support team at [email protected]. |
Plans
In their own words
Paybyrd
Paybyrd provides a payment platform for online checkout, in-person POS, and payment links. It supports more than 20 payment methods, 192+ currencies, and 40+ countries. Checkout can be hosted or white-label, and POS terminals are listed from €11/mo. Paybyrd says its multi-acquirer routing directs transactions to an acquirer likely to approve them. Integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle, and Host PMS. Developers can use a REST API, SDKs, pre-built plugins, webhooks, and a free sandbox. Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. Its security page says ISO/IEC 27001 certification is in progress and the SOC 2 Type II report is in preparation. The Essential plan has no monthly fee and charges per online card transaction, with a rate that drops to 0.99% at €80K monthly volume. Pricing fees are in EUR excluding applicable taxes. Paybyrd presents solutions for airlines, retail, hospitality, restaurants, marketplaces, and transport businesses.
Shift4 Payments
Shift4 Payments has no write-up on Specifiction yet; its figures are above.