Paybyrd vs Zoneless
Paybyrd
paybyrd.comZoneless
zoneless.comSide by side
| Figure | Paybyrd | Zoneless |
|---|---|---|
| Price from | Free | $99/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 2 | 4 |
| Spec score · Marketplace Payment Platforms | 7.7 (#8) | 7.7 (#9) |
| Checkout | Online checkout supports hosted and white-label checkout and payment links. | The platform supports hosted checkout where customers can pay with USDC through products and payment links. |
| Integrations | Listed integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle and Host PMS, alongside REST API and webhooks. | The maker documents a Node.js SDK named @zoneless/node and a Didit connection for identity checks. |
| Product | Paybyrd describes itself as one payment platform for online checkout, POS and payment links. | Zoneless is an open-source payments platform for checkout, subscriptions, marketplace accounts, and payouts using USDC. |
| Security | Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. | Its security policy asks vulnerability reports to be sent through GitHub Security Advisories or directly to maintainers and provides response targets of 48 hours for initial response and seven days for a status update. |
| Support | Paybyrd’s contact page says a payment engineer replies within one business day, usually faster. | Cloud Free includes community support, Pro includes faster email support, and Scale includes priority support. |
Plans
In their own words
Paybyrd
Paybyrd provides a payment platform for online checkout, in-person POS, and payment links. It supports more than 20 payment methods, 192+ currencies, and 40+ countries. Checkout can be hosted or white-label, and POS terminals are listed from €11/mo. Paybyrd says its multi-acquirer routing directs transactions to an acquirer likely to approve them. Integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle, and Host PMS. Developers can use a REST API, SDKs, pre-built plugins, webhooks, and a free sandbox. Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. Its security page says ISO/IEC 27001 certification is in progress and the SOC 2 Type II report is in preparation. The Essential plan has no monthly fee and charges per online card transaction, with a rate that drops to 0.99% at €80K monthly volume. Pricing fees are in EUR excluding applicable taxes. Paybyrd presents solutions for airlines, retail, hospitality, restaurants, marketplaces, and transport businesses.
Zoneless
Zoneless is an open-source payments platform for checkout, subscriptions, marketplace accounts and payouts using USDC. Customers can pay through hosted checkout, products or payment links. Marketplaces can collect seller details and connect wallets through a hosted onboarding flow, with seller verification rules and reviews available. The service supports recurring payments, invoices and subscription status management. Payouts use USDC on Solana; the maker says they usually arrive within seconds and that Zoneless charges no payout fee, while Solana network fees are currently around $0.002 per payout. Its API uses Stripe object shapes, webhook patterns and idempotency conventions, and a Node.js SDK is documented. Zoneless runs as a managed cloud service or can be self-hosted with Docker and Docker Compose. Cloud Free is free for up to 1,000 payouts per month; Pro is $99 a month, and Scale is $499 a month. Self-hosted is free.