Paydios Payment Links vs SumUp Payment Links
Paydios Payment Links
paydios.ioSumUp Payment Links
sumup.comSide by side
| Figure | Paydios Payment Links | SumUp Payment Links |
|---|---|---|
| Price from | Free | £15.75/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 3 | 4 |
| Spec score · Payment Link Software | 7.6 (#19) | 8.6 (#10) |
| Payment methods | The pricing page lists major cards, Apple Pay, Google Pay, and cryptocurrencies among the accepted payment methods. | The Payment Links page displays Mastercard, Visa, American Express, Diners Club, Discover and UnionPay as payment methods. |
| Payment tracking | The product page says merchants can track real-time payment status and settlement, and release an order after payment confirmation. | The Business app lists paid and outstanding links and can resend unpaid links with one tap. |
| Security | The security page describes TLS transmission, tokenization, real-time fraud monitoring, machine-learning fraud detection, and 3D Secure support. | SumUp says every payment link is protected by 3D Secure 2. |
Plans
Paydios Payment Links
- ProfessionalFree
- StartupFree
- EnterprisePriced on request
SumUp Payment Links
- Pay-as-you-goFree
- Payment LinksFree
- Payments Plus£19 a month
- Payments Plus annual£189 a year
In their own words
Paydios Payment Links
Paydios Payment Links has no write-up on Specifiction yet; its figures are above.
SumUp Payment Links
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates and allow tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or shown as QR codes. Customers pay on a secure page without downloading an app or creating an account. The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid ones; after a payment, the merchant’s account is updated with a push notification. Listed payment methods are Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Link creation is supported in a browser, app, POS Lite and SumUp Register. SumUp says links use 3D Secure 2. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.