PayHere Checkout vs Viva.com
PayHere Checkout
payhere.lkViva.com
viva.comSide by side
| Figure | PayHere Checkout | Viva.com |
|---|---|---|
| Price from | 3,990 LKR/mo | £3.99/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 5 | 8 |
| Spec score · Mobile Credit Card Processing Software | 8.4 (#6) | 8.6 (#4) |
| Integrations | The knowledge base lists plugins for OpenCart, WooCommerce, Magento, PrestaShop, ShopHere, Shopify, WHMCS, CS-Cart, and Moodle. | Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6. |
| Payment methods | Supported methods include Visa, MasterCard, American Express, Discover, Diners Club, HelaPay, Frimi, Genie, iPay, Q Plus, and Sampath Vishwa. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Security | The company homepage states that PayHere is Central Bank approved, ISO/IEC 27001 certified, and PCI DSS compliant through partner banks. | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. |
| Support | PayHere lists live chat, email support, and a hotline at 0115 339 339. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
Plans
PayHere Checkout
- LITEFree
- PayHere GOVFree
- PLUS3,990 LKR a month
- PayHere EDU9,990 LKR a month
- PREMIUM9,990 LKR a month
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
PayHere Checkout
PayHere Checkout is an online payment gateway for businesses in Sri Lanka accepting remote payments from local and foreign customers. Merchants can collect through payment links, shopping cart plugins, checkout APIs, or mobile SDKs; PayHere Links work without a website. Onsite Checkout keeps payment within a merchant’s website, with credentials captured in an iframe served by PCI DSS certified backends. Supported methods include Visa, MasterCard, American Express, Discover, Diners Club, HelaPay, Frimi, Genie, iPay, Q Plus, and Sampath Vishwa. Listed currencies are LKR, USD, GBP, EUR, and AUD. The service supports recurring payments and subscriptions, and lists plugins for platforms including OpenCart, WooCommerce, Magento, Shopify, and Moodle. Android, iOS, React Native, and Flutter SDKs are listed. Plans include free options and paid tiers: PLUS is 3,990 LKR a month, while PREMIUM and PayHere EDU are each 9,990 LKR a month. Foreign currency payments incur an additional 1.0% fee above the active plan’s processing fee; there are no setup fees.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.