PayKun vs Viva.com
PayKun
paykun.comViva.com
viva.comSide by side
| Figure | PayKun | Viva.com |
|---|---|---|
| Price from | Free | £3.99/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 8 |
| Spec score · Payment Gateways | 7.7 (#27) | 8.5 (#12) |
| Integrations | Listed web integrations include JavaScript checkout, PHP, Python, .NET and Java; listed e-commerce kits include OpenCart, PrestaShop, WHMCS, WordPress donations, WooCommerce and Magento. | Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6. |
| Payment methods | The checkout offers 120+ payment methods, including cards, net banking, UPI, EMI, mobile wallets and QR code. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Security | PayKun describes its checkout as PCI DSS compliant and says it has fraud prevention measures and a dispute resolution center. | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. |
| Support | The site lists telephone support at 1800-212-8070 from Monday to Friday, 10am to 6pm IST. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
Plans
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
PayKun
PayKun is a payment gateway for businesses collecting online payments from domestic and international customers. Its checkout supports more than 120 payment methods, including cards, net banking, UPI, EMI, mobile wallets and QR code. Merchants can send payment links by SMS, email or WhatsApp, including when they have no website or app, and can create a customizable payment button for a website or blog. A dashboard handles transactions, refunds, disputes and settlements, with reports and sales analytics. Integration options include JavaScript checkout, PHP, Python,.NET and Java, plus kits for OpenCart, PrestaShop, WHMCS, WordPress donations, WooCommerce and Magento. Android and iOS SDKs are listed. PayKun describes checkout as PCI DSS compliant and lists fraud prevention and a dispute resolution center. The Standard Plan is free, with 1.75% + GST on Indian debit cards, net banking, UPI and wallets, and 3.00% on international cards. KYC and approval are required before accepting payments.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.