Payment Link vs SumUp Payment Links
Payment Link
paymentlink.ioSumUp Payment Links
sumup.comSide by side
| Figure | Payment Link | SumUp Payment Links |
|---|---|---|
| Price from | $16/mo | £15.75/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 6 | 4 |
| Spec score · Payment Link Software | 7.7 (#16) | 8.6 (#10) |
| Intended users | The maker describes the Solo plan as suited to freelancers and small business owners, the Team plan for larger organizations, and Enterprise for growing teams needing flexibility. | SumUp describes use cases including home delivery, freelancers, click-and-collect, social media selling, billing and phone orders. |
| Payment methods | Customers can pay by credit or debit card, Apple Pay, and Google Pay. | The Payment Links page displays Mastercard, Visa, American Express, Diners Club, Discover and UnionPay as payment methods. |
| Security | The maker says it does not store customers’ card details and that payment processing uses secure 256-bit encryption on the payment provider’s end. | SumUp says every payment link is protected by 3D Secure 2. |
Plans
Payment Link
- Solo Plan (annually)$16 a month
- Solo Plan (monthly)$20 a month
- Team Plan (annually)$35 a month
- Team Plan (monthly)$45 a month
- Enterprise Plan (annually)$75 a month
- Enterprise Plan (monthly)$95 a month
SumUp Payment Links
- Pay-as-you-goFree
- Payment LinksFree
- Payments Plus£19 a month
- Payments Plus annual£189 a year
In their own words
Payment Link
Payment Link has no write-up on Specifiction yet; its figures are above.
SumUp Payment Links
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates and allow tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or shown as QR codes. Customers pay on a secure page without downloading an app or creating an account. The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid ones; after a payment, the merchant’s account is updated with a push notification. Listed payment methods are Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Link creation is supported in a browser, app, POS Lite and SumUp Register. SumUp says links use 3D Secure 2. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.