Paymentwall vs Wise
Paymentwall
paymentwall.com
Wise
wise.comSide by side
| Figure | Paymentwall | Wise |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Cross-Border Payment Platforms | 7.4 (#17) | 8.1 (#6) |
| Headquarters | San Francisco, California, United States | London, United Kingdom |
| Integrations | Paymentwall lists ready-to-use plugins for Shopify, WooCommerce and Magento. | Wise says it has partnered with companies including Monzo, Bolt, and GoCardless to provide their customers international banking services. |
| Payment methods | Paymentwall says it has integrated over 150 payment methods. | The app says users can fund transfers with Apple Pay, Google Pay, a debit or credit card, or a bank transfer. |
| Support | Paymentwall provides 24/7 international customer and merchant support, with support in over 30 languages. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
Plans
In their own words
Paymentwall
Paymentwall is a paid payment platform for accepting payments worldwide, managing transaction risk and handling customer requests. It offers Android, iOS, web and API integrations, with more than 150 local payment options across 83 currencies. Methods include cards, e-wallets, bank transfers, mobile carrier billing, prepaid and cash payments. Smart Checkout can show localized payment choices, prices and language, while merchants can customize its layout. Recurring billing, local settlement, multi-currency handling and scheduled payouts are supported. Plugins are available for Shopify, WooCommerce and Magento, and merchants can connect PayPal, Coinbase and BitPay accounts. Paymentwall says it screens transactions in real time with in-house machine-learning algorithms and is a PCI Level 1 certified service provider. As merchant of record, it handles global tax requirements such as EU VAT calculation. Pricing is on request, with revenue-share processing and no setup or monthly payments listed. The API minimum transaction is USD 0.3 or equivalent.
Wise
Wise is a money app for sending money, receiving payments from abroad, checking exchange rates, paying bills, and sending money to loved ones. It sends to bank accounts in over 140 countries; delivery on many popular routes is within a day, the same day, or instant. Wise says it uses the mid-market exchange rate and displays fees before payment. Signing up is free, with no subscription; sending and conversion fees vary by currency and start from 0.33%. Sending to another Wise account has no sending fee, though conversion fees may still apply. Transfers can be funded with Apple Pay, Google Pay, cards, or bank transfer. Users can track and schedule transfers, repeat previous transfers, and receive live exchange-rate notifications. Wise says it safeguards customer money separately from its own and uses two-factor authentication to protect accounts and transactions. Photo ID may be required for some currencies or large transfers. The app is available on Android, iOS, and web.