PayMongo Payment Links vs SumUp Payment Links
PayMongo Payment Links
paymongo.comSumUp Payment Links
sumup.comSide by side
| Figure | PayMongo Payment Links | SumUp Payment Links |
|---|---|---|
| Price from | Free | £15.75/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 4 |
| Spec score · Payment Link Software | 7.5 (#21) | 8.6 (#10) |
| Founded | 2019 | 2012 |
| Payment methods | The checkout supports cards, e-wallets, online banking, QR, and buy now, pay later options. | The Payment Links page displays Mastercard, Visa, American Express, Diners Club, Discover and UnionPay as payment methods. |
| Security | PayMongo says its security framework uses real-time machine learning and 3D Secure, and that it provides dashboard multi-factor authentication. | SumUp says every payment link is protected by 3D Secure 2. |
| What it does | Payment Links let businesses accept payments by sharing a checkout link, without needing a website. | Payment Links creates secure online checkout links that merchants share so customers can pay without a website, online store, card reader or SumUp app. |
Plans
SumUp Payment Links
- Pay-as-you-goFree
- Payment LinksFree
- Payments Plus£19 a month
- Payments Plus annual£189 a year
In their own words
PayMongo Payment Links
PayMongo Payment Links has no write-up on Specifiction yet; its figures are above.
SumUp Payment Links
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates and allow tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or shown as QR codes. Customers pay on a secure page without downloading an app or creating an account. The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid ones; after a payment, the merchant’s account is updated with a push notification. Listed payment methods are Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Link creation is supported in a browser, app, POS Lite and SumUp Register. SumUp says links use 3D Secure 2. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.