Paynetics Card Issuing vs Treasury Prime
Paynetics Card Issuing
paynetics.digital
Treasury Prime
treasuryprime.comSide by side
| Figure | Paynetics Card Issuing | Treasury Prime |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.9 (#9) | 6.8 (#30) |
| Accounts | Issued cards can be linked to dedicated IBAN accounts and integrated into an eWallet. | Customers can use the platform to open FDIC-insured deposit accounts through a bank partner. |
| Developer tools | The developer portal offers issuing APIs, SDKs, sandbox tooling and live operational status. | Treasury Prime offers REST APIs, a public developer documentation site, and a sandbox for testing. |
| Headquarters | Sofia, Bulgaria | A Treasury Prime newsroom release datelined San Francisco identifies the company with San Francisco. |
| Product | Paynetics offers card-issuing programs that partners can customise for their business needs. | Treasury Prime provides embedded banking infrastructure that connects fintechs and banks through a unified API. |
| Security | Paynetics offers a PCI-compliant SDK for secure card-data display without partners storing or processing sensitive data. | Treasury Prime says it is SOC 2 Type II certified and PCI compliant. |
| Support | The company lists customer support at +44 (0) 330 223 6848 and [email protected]. | The company says its team provides hands-on support and expertise to help customers execute and launch their products. |
Plans
In their own words
Paynetics Card Issuing
Paynetics Card Issuing provides configurable card programs for businesses and their partners. Its range includes physical, virtual, digitized prepaid, debit, credit, and business cards from Visa and Mastercard. Partners can customize card designs and configure rules, limits, controls, hierarchies, products, and pricing levels. Cards can be linked to dedicated IBAN accounts or integrated into an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; its integration channel includes a REST API for accounts, issuing, transfers, and onboarding, plus a partner portal. Developer resources include APIs, SDKs, sandbox tools, and live operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation solution based on Mastercard’s MDES protocol. A PCI-compliant SDK supports secure card-data display without partners storing or processing sensitive details. Physical card orders require at least 1,000 units, and manufacturing typically takes around two months. Pricing is on request.
Treasury Prime
Treasury Prime has no write-up on Specifiction yet; its figures are above.