PAYONE vs Viva.com
PAYONE
payone.comViva.com
viva.comSide by side
| Figure | PAYONE | Viva.com |
|---|---|---|
| Price from | €19/mo | £3.99/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 8 |
| Spec score · Payment Gateways | 7.5 (#35) | 8.5 (#12) |
| Integrations | PAYONE says E-Com Starter can be integrated with common shop systems and that its partner interfaces support integration with checkout systems, vending solutions, and webshops. | Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6. |
| Payment methods | PAYONE says merchants can accept common payment methods, credit and debit cards, and contactless transactions via smartphone, tablet, or smartwatch. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Support | All Card Flat includes 24/7 technical support, while E-Com Starter lists telephone customer support and technical help. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
| What it does | PAYONE provides payment processing for merchants in e-commerce and physical retail. | Viva.com provides business payment acceptance, accounts, card issuing and financing across European markets. |
Plans
PAYONE
- E-Com Pro€19 a month
- All Card Flat€2,990 a month
- E-Com IndividualPriced on request
- E-Com StarterPrice not published
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.