Payoneer Checkout vs Wise
Payoneer Checkout
payoneer.com
Wise
wise.comSide by side
| Figure | Payoneer Checkout | Wise |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Cross-Border Payment Platforms | 7.1 (#23) | 8.1 (#6) |
| Founded | 2005 | 2011 |
| Headquarters | Payoneer lists its corporate headquarters as New York, NY. | London, United Kingdom |
| Integrations | The checkout page lists SHOPLAZZA, WooCommerce, Shopify, and Shopline as supported shopping carts and platforms. | Wise says it has partnered with companies including Monzo, Bolt, and GoCardless to provide their customers international banking services. |
| Payment methods | Checkout supports major credit cards, Apple Pay, Google Pay, buy now pay later options, and local payment methods, with availability varying by integration type and market. | The app says users can fund transfers with Apple Pay, Google Pay, a debit or credit card, or a bank transfer. |
| Purpose | Payoneer Checkout is a payment gateway for accepting payments on an online store. | The Wise app lets people send money, receive payments from abroad, check exchange rates, pay bills, and send money to loved ones. |
| Security | Payoneer’s Security Center lists PCI DSS Level 1 certification and SOC 2 Type II and SOC 1 Type II assessments conducted by an independent audit firm. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | Checkout includes a dedicated account manager who speaks the merchant’s language and operates in their time zone. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
Plans
In their own words
Payoneer Checkout
Payoneer Checkout has no write-up on Specifiction yet; its figures are above.
Wise
Wise is a money app for sending money, receiving payments from abroad, checking exchange rates, paying bills, and sending money to loved ones. It sends to bank accounts in over 140 countries; delivery on many popular routes is within a day, the same day, or instant. Wise says it uses the mid-market exchange rate and displays fees before payment. Signing up is free, with no subscription; sending and conversion fees vary by currency and start from 0.33%. Sending to another Wise account has no sending fee, though conversion fees may still apply. Transfers can be funded with Apple Pay, Google Pay, cards, or bank transfer. Users can track and schedule transfers, repeat previous transfers, and receive live exchange-rate notifications. Wise says it safeguards customer money separately from its own and uses two-factor authentication to protect accounts and transactions. Photo ID may be required for some currencies or large transfers. The app is available on Android, iOS, and web.