PayQuicker vs Wise
PayQuicker
payquicker.com
Wise
wise.comSide by side
| Figure | PayQuicker | Wise |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Payout Software | 7.8 (#11) | 8.0 (#8) |
| Founded | 2007 | 2011 |
| Headquarters | Rochester, New York, United States; Draper, Utah, United States | London, United Kingdom |
| Purpose | PayQuicker provides businesses with a platform for making instant global mass payouts in local currencies. | The Wise app lets people send money, receive payments from abroad, check exchange rates, pay bills, and send money to loved ones. |
| Security | The Trust Center describes TLS 1.2+ encryption in transit, AES-256 encryption at rest, role-based access controls, and multi-factor authentication for all accounts. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | PayQuicker says its in-house support team provides phone, live chat, and email assistance in 18+ languages. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
Plans
In their own words
PayQuicker
PayQuicker provides businesses with a platform for making global mass payouts in local currencies. It supports payouts to more than 210 countries and territories in more than 80 currencies. Payout and spending options include branded debit cards, virtual cards, ATM cash, bank transfers, Apple Pay, Google Pay, and transfers between payees. Businesses can connect through a RESTful API or batch file upload; the API supports invitations and payments, spendback debits, and retrieval of balances and reports. The platform offers client-branded portals and a white-label gateway that can integrate with a client’s portal. Use cases include corporate, affiliate, influencer, clinical-trial, gig-work, insurance, gaming, survey, and NIL payouts. Access is listed for Android, iOS, web, and API. Pricing is available on request, and prospective clients are directed to request a demo. Payee-to-payee transfers are limited to users in the same resident country. PayQuicker launched its payout platform in 2007 and lists headquarters in Rochester, New York, and Draper, Utah.
Wise
Wise is a money app for sending money, receiving payments from abroad, checking exchange rates, paying bills, and sending money to loved ones. It sends to bank accounts in over 140 countries; delivery on many popular routes is within a day, the same day, or instant. Wise says it uses the mid-market exchange rate and displays fees before payment. Signing up is free, with no subscription; sending and conversion fees vary by currency and start from 0.33%. Sending to another Wise account has no sending fee, though conversion fees may still apply. Transfers can be funded with Apple Pay, Google Pay, cards, or bank transfer. Users can track and schedule transfers, repeat previous transfers, and receive live exchange-rate notifications. Wise says it safeguards customer money separately from its own and uses two-factor authentication to protect accounts and transactions. Photo ID may be required for some currencies or large transfers. The app is available on Android, iOS, and web.