| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 3 | 0 |
| Spec score · Money Transfer Apps | 8.8 (#10) | 7.8 (#52) |
| Spec score · Peer-to-Peer Payment Apps | 8.5 (#7) | 7.1 (#24) |
| Upfront fee display | Yes | Yes |
| Founded | LinkedIn lists the company as founded in 2017. | 2001 |
| Mobile platforms | both | both |
| Payment methods | The iOS listing says users can fund transfers by debit card, credit card, bank transfer or Apple Pay. | Depending on availability, customers may pay using a credit card, debit card, bank account, or PayPal balance. |
| Security | Paysend’s security article says transfers follow Visa, Mastercard, China UnionPay, FCA, and PCI DSS standards. | Xoom says its website uses 128-bit encryption and that stored information is protected physically and electronically behind a firewall. |
| Transfer speed | instant | instant |
| Transfer tracking | Customers can track transfers, and the app provides notifications when money arrives. | Yes |
| What it does | Paysend sends international transfers from a phone or web account to cards, bank accounts, digital wallets and, where available, cash pickup. | Xoom lets customers send money, pay international bills, and reload prepaid phones for family and friends. |
